# 신한 SOL페이 vs 하나Pay(하나카드)

The clearest difference is rating: 하나Pay(하나카드) at 4.4 against 신한 SOL페이's 3.2. 하나Pay(하나카드) also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.0). 신한 SOL페이's advantage is review sentiment (37% vs 24%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

하나Pay(하나카드) holds the better App Store score, 4.4 against 3.2. Both are backed by a comparable volume of ratings — 336 and 695 respectively. Written reviews complicate that: 37% of 신한 SOL페이's written reviews are positive against 24% of 하나Pay(하나카드)'s, so the app with the better star average is not the one people write more warmly about.

신한 SOL페이 ships an update every 3 weeks, 하나Pay(하나카드) every 5 weeks. Both last shipped on September 23, 2026.

## The numbers

| Metric | 신한 SOL페이 | 하나Pay(하나카드) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (336 ratings)](https://appshunter.io/ios/app/sol/id572462317/reviews) | **[4.4 (695 ratings)](https://appshunter.io/ios/app/pay/id847268987/reviews)** |
| Number of ratings | 336 | **695** |
| Positive reviews | **37.4% of reviews** | 24.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 258 MB | 222 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Shinhan Card Co., Ltd.](https://appshunter.io/developer/360679920) | [Hana Card Co., Ltd.](https://appshunter.io/developer/940292922) |

## What reviewers say

### 신한 SOL페이

[App page](https://appshunter.io/ios/app/sol/id572462317)

This comprehensive financial platform integrates payments, asset management, and lifestyle services. It offers convenient banking, shopping, content, and exclusive benefits from the Shinhan Financial Group, all accessible through a user-friendly interface.

**Highlights:** Integrated payments and banking, Comprehensive asset management, Personalized content and shopping, Exclusive Shinhan Financial Group benefits, Easy membership and card registration, Digital ID and certificate management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient app
- 💡 Innovative features like Play to Earn
- 🔒 Secure app with good security features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤔 Confusing UI and navigation
- ⚠️ Unreliable app performance
- 🤯 Frustrating user experience

**Reported bugs**

- Login and authentication issues
- Incompatibility with certain devices
- Unreliable in-app payments and transactions
- Frequent app freezes and force closures

**Requested features**

- Improve app stability and reduce crashes
- Simplify UI and make navigation more intuitive
- Provide better support for overseas users
- Add more customization options


### 하나Pay(하나카드)

[App page](https://appshunter.io/ios/app/pay/id847268987)

Manage your finances with a single card app. Make faster payments via QR/barcode or widgets, view all your financial information at a glance, and receive personalized benefits and event notifications. It also offers expense management and fund transfers.

**Highlights:** QR/barcode payments without password/fingerprint, Widget and home screen shortcuts for quick payments, AI-powered personalized menu suggestions, All financial information at a glance, Expense management and spending analysis, Account inquiry and fund transfers, Personalized benefits and event notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient
- 💡 Useful features like KTX discounts and Kakao Taxi integration

**What reviewers complain about**

- 🐛 Slow and unresponsive app
- 🔒 Lack of support for other languages, especially English
- 🔍 Confusing and cluttered UI/UX
- 🔌 Poor performance when used abroad

**Reported bugs**

- Frequent crashes and freezes
- Issues with account registration and authentication
- Incompatibility with certain devices and operating systems

**Requested features**

- Add English language support
- Improve app speed and responsiveness
- Simplify and streamline the UI
- Provide better support for overseas users


## Frequently asked questions

### Is 신한 SOL페이 free?

신한 SOL페이 is free to download, with no in-app purchases.

### Is 하나Pay(하나카드) free?

하나Pay(하나카드) is free to download, with no in-app purchases.

### Which has better reviews, 신한 SOL페이 or 하나Pay(하나카드)?

하나Pay(하나카드) is rated higher. 신한 SOL페이 averages 3.2 out of 5 from 336 ratings, while 하나Pay(하나카드) averages 4.4 from 695 ratings.

### Do 신한 SOL페이 or 하나Pay(하나카드) have ads?

신한 SOL페이 shows ads; 하나Pay(하나카드) does not.

### Which is updated more often, 신한 SOL페이 or 하나Pay(하나카드)?

신한 SOL페이 ships an update every 3 weeks, and 하나Pay(하나카드) every 5 weeks. Most recently, 신한 SOL페이 was updated on September 23, 2026 and 하나Pay(하나카드) on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*