# Coins vs Billwise

The clearest difference is rating: Billwise at 5.0 against Coins's 4.6. Billwise also leads on iOS requirement (18.0 vs 26.0). Coins's advantage is ratings volume (661 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Coins sells 6 in-app purchases, starting at $0.99 per month and Billwise sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Billwise holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Coins has 661 ratings behind it against 1, so its average is the more settled of the two.

Coins ships an update every 2 weeks, Billwise every 11 days. The most recent releases landed on October 29, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Coins | Billwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (661 ratings)](https://appshunter.io/ios/app/coins-spending-tracker/id572886919/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/billwise-bill-reminder/id6748648630/reviews)** |
| Number of ratings | **661** | 1 |
| Positive reviews | 81.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 11 days** |
| Monetization | Freemium | Freemium |
| Size | 45 MB | 26 MB |
| Requires iOS | 26.0 | **18.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Yuzhou Zhu](https://appshunter.io/developer/572886922) | [El ghali khalid](https://appshunter.io/developer/1826804874) |

## What reviewers say

### Coins

[App page](https://appshunter.io/ios/app/coins-spending-tracker/id572886919)

Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.

**Highlights:** Fast expense and income logging, Home screen widgets for at-a-glance finance overview, Insightful budget reports and alerts, Smart transaction suggestions, iOS Shortcuts integration for automation, iCloud sync for cross-device access, Privacy-focused data storage

**Features:** Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |
| Yarn Ball of Gratitude | $0.99 | one-time |
| Teaser Wand of Joy | $1.99 | one-time |
| Fish Can of Appreciation | $4.99 | one-time |
| Cat Tree of Honor | $8.99 | one-time |

**What reviewers like**

- 🚀 Simple and easy to use
- 👍 Clean and intuitive interface
- 💡 Useful for tracking expenses
- 🚀 Convenient for daily expense entry

**What reviewers complain about**

- 🐛 Glitches and crashes after updates
- 🐛 Losing data after updates
- 🐛 Inability to edit or delete entries
- 💡 Lack of features like budgeting, recurring expenses, and multiple accounts

**Reported bugs**

- App crashing on launch after updates
- Losing all expense data after updates
- Incorrect date display on expense entries
- Inability to add expenses to future dates

**Requested features**

- Add ability to edit and delete entries
- Implement recurring expense tracking
- Allow multiple account support
- Provide budgeting and analytics features
- Add option to change currency


### Billwise

[App page](https://appshunter.io/ios/app/billwise-bill-reminder/id6748648630)

Effortlessly manage your bills and payments with this intuitive reminder app. It offers smart tracking, customizable notifications, and secure local storage to ensure you never miss a due date. Gain insights into your spending with premium analytics.

**Highlights:** Intuitive bill creation and categorization, Visual countdown timers for bills, Customizable payment reminder schedules, Bill calendar view, Spending tracker with monthly trends, Biometric authentication for security, Data export functionality

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Bills – Weekly | $0.99 | per 7 days |
| Unlimited Bills – Monthly | $2.99 | per month |
| Lifetime access | $29.99 | one-time |


## Frequently asked questions

### Is Coins free?

Coins is free to download, with in-app purchases available.

### Is Billwise free?

Billwise is free to download, with in-app purchases available.

### Which has better reviews, Coins or Billwise?

Billwise is rated higher. Coins averages 4.6 out of 5 from 661 ratings, while Billwise averages 5.0 from 1 ratings.

### Do Coins or Billwise have ads?

Neither Coins nor Billwise shows ads.

### Which is updated more often, Coins or Billwise?

Coins ships an update every 2 weeks, and Billwise every 11 days. Most recently, Coins was updated on October 29, 2026 and Billwise on October 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*