# Coins vs Spency

The clearest difference is review sentiment: Coins at 81% against Spency's 29%. Coins also leads on rating (4.6 vs 3.9) and ratings volume (661 vs 14). Spency's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Coins sells 6 in-app purchases, starting at $0.99 per month and Spency sells 5 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Coins holds the better App Store score, 4.6 against 3.9. That said, the two scores are not equally well evidenced: Coins has 661 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 81% of Coins's written reviews are positive against 29% of Spency's.

Coins ships an update every 2 weeks, Spency every 5 days. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Coins | Spency |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (661 ratings)](https://appshunter.io/ios/app/coins-spending-tracker/id572886919/reviews)** | [3.9 (14 ratings)](https://appshunter.io/ios/app/spency-budget-planner-app/id6756977406/reviews) |
| Number of ratings | **661** | 14 |
| Positive reviews | **81.3% of reviews** | 28.6% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | Freemium | Freemium |
| Size | 45 MB | 5 MB |
| Requires iOS | 26.0 | 26.0 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Yuzhou Zhu](https://appshunter.io/developer/572886922) | [Callebe Sousa e Silva](https://appshunter.io/developer/1863997472) |

## What reviewers say

### Coins

[App page](https://appshunter.io/ios/app/coins-spending-tracker/id572886919)

Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.

**Highlights:** Fast expense and income logging, Home screen widgets for at-a-glance finance overview, Insightful budget reports and alerts, Smart transaction suggestions, iOS Shortcuts integration for automation, iCloud sync for cross-device access, Privacy-focused data storage

**Features:** Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |
| Yarn Ball of Gratitude | $0.99 | one-time |
| Teaser Wand of Joy | $1.99 | one-time |
| Fish Can of Appreciation | $4.99 | one-time |
| Cat Tree of Honor | $8.99 | one-time |

**What reviewers like**

- 🚀 Simple and easy to use
- 👍 Clean and intuitive interface
- 💡 Useful for tracking expenses
- 🚀 Convenient for daily expense entry

**What reviewers complain about**

- 🐛 Glitches and crashes after updates
- 🐛 Losing data after updates
- 🐛 Inability to edit or delete entries
- 💡 Lack of features like budgeting, recurring expenses, and multiple accounts

**Reported bugs**

- App crashing on launch after updates
- Losing all expense data after updates
- Incorrect date display on expense entries
- Inability to add expenses to future dates

**Requested features**

- Add ability to edit and delete entries
- Implement recurring expense tracking
- Allow multiple account support
- Provide budgeting and analytics features
- Add option to change currency


### Spency

[App page](https://appshunter.io/ios/app/spency-budget-planner-app/id6756977406)

This app helps you plan your finances by projecting your balance on a calendar. It allows you to organize bills, set daily spending limits, and track income to see your financial outlook before payday.

**Highlights:** Projected balance calendar, Bill and expense organization, Daily spending limit setting, Income tracking, Offline budget tracking, Optional iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spency Pro Monthly | $5.99 | per month |
| Spency Pro Yearly | $17.99 | per year |
| Spency Pro Trial | Free | one-time |
| Spency Pro | $9.99 | one-time |
| Spency Pro Lifetime | $24.99 | one-time |


## Frequently asked questions

### Is Coins free?

Coins is free to download, with in-app purchases available.

### Is Spency free?

Spency is free to download, with in-app purchases available.

### Which has better reviews, Coins or Spency?

Coins is rated higher. Coins averages 4.6 out of 5 from 661 ratings, while Spency averages 3.9 from 14 ratings.

### Do Coins or Spency have ads?

Neither Coins nor Spency shows ads.

### Which is updated more often, Coins or Spency?

Coins ships an update every 2 weeks, and Spency every 5 days. Most recently, Coins was updated on October 29, 2026 and Spency on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*