# Coins vs Subly

The clearest difference is device support: Coins at 4 against Subly's 2. Subly's advantage is iOS requirement (17.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Coins sells 6 in-app purchases, starting at $0.99 per month and Subly sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Coins ships an update every 2 weeks, Subly every 3 weeks. The most recent releases landed on November 1, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Coins | Subly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (662 ratings)](https://appshunter.io/ios/app/coins-spending-tracker/id572886919/reviews)** | — |
| Number of ratings | **662** | — |
| Positive reviews | 81.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 45 MB | 5 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Yuzhou Zhu](https://appshunter.io/developer/572886922) | [Jorge Valderrama Sanchez](https://appshunter.io/developer/6805915385) |

## What reviewers say

### Coins

[App page](https://appshunter.io/ios/app/coins-spending-tracker/id572886919)

Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.

**Highlights:** Fast expense and income logging, Home screen widgets for at-a-glance finance overview, Insightful budget reports and alerts, Smart transaction suggestions, iOS Shortcuts integration for automation, iCloud sync for cross-device access, Privacy-focused data storage

**Features:** Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |
| Yarn Ball of Gratitude | $0.99 | one-time |
| Teaser Wand of Joy | $1.99 | one-time |
| Fish Can of Appreciation | $4.99 | one-time |
| Cat Tree of Honor | $8.99 | one-time |

**What reviewers like**

- 🚀 Simple and easy to use
- 👍 Clean and intuitive interface
- 💡 Useful for tracking expenses
- 🚀 Convenient for daily expense entry

**What reviewers complain about**

- 🐛 Glitches and crashes after updates
- 🐛 Losing data after updates
- 🐛 Inability to edit or delete entries
- 💡 Lack of features like budgeting, recurring expenses, and multiple accounts

**Reported bugs**

- App crashing on launch after updates
- Losing all expense data after updates
- Incorrect date display on expense entries
- Inability to add expenses to future dates

**Requested features**

- Add ability to edit and delete entries
- Implement recurring expense tracking
- Allow multiple account support
- Provide budgeting and analytics features
- Add option to change currency


### Subly

[App page](https://appshunter.io/ios/app/subly-bills-and-subscriptions/id6805915383)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subly Monthly | $0.99 | per month |
| Subly annual | $8.99 | per year |


## Frequently asked questions

### Is Coins free?

Coins is free to download, with in-app purchases available.

### Is Subly free?

Subly is free to download, with in-app purchases available.

### Do Coins or Subly have ads?

Neither Coins nor Subly shows ads.

### Which is updated more often, Coins or Subly?

Coins ships an update every 2 weeks, and Subly every 3 weeks. Most recently, Coins was updated on November 1, 2026 and Subly on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*