# Coins vs Budget

The clearest difference is rating: Budget at 5.0 against Coins's 4.6. Budget also leads on iOS requirement (15.0 vs 26.0). Coins's advantage is ratings volume (662 vs 1) and device support (4 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Coins sells 6 in-app purchases, starting at $0.99 per month and Budget sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Budget holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Coins has 662 ratings behind it against 1, so its average is the more settled of the two.

Coins ships an update every 2 weeks, Budget fortnightly. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Coins | Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (662 ratings)](https://appshunter.io/ios/app/coins-spending-tracker/id572886919/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/budget-annual-tracker/id6809091266/reviews)** |
| Number of ratings | **662** | 1 |
| Positive reviews | 81.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Freemium | Freemium |
| Size | 45 MB | 5 MB |
| Requires iOS | 26.0 | **15.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Yuzhou Zhu](https://appshunter.io/developer/572886922) | [ANNA CARDOSO](https://appshunter.io/developer/6805278222) |

## What reviewers say

### Coins

[App page](https://appshunter.io/ios/app/coins-spending-tracker/id572886919)

Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.

**Highlights:** Fast expense and income logging, Home screen widgets for at-a-glance finance overview, Insightful budget reports and alerts, Smart transaction suggestions, iOS Shortcuts integration for automation, iCloud sync for cross-device access, Privacy-focused data storage

**Features:** Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |
| Yarn Ball of Gratitude | $0.99 | one-time |
| Teaser Wand of Joy | $1.99 | one-time |
| Fish Can of Appreciation | $4.99 | one-time |
| Cat Tree of Honor | $8.99 | one-time |

**What reviewers like**

- 🚀 Simple and easy to use
- 👍 Clean and intuitive interface
- 💡 Useful for tracking expenses
- 🚀 Convenient for daily expense entry

**What reviewers complain about**

- 🐛 Glitches and crashes after updates
- 🐛 Losing data after updates
- 🐛 Inability to edit or delete entries
- 💡 Lack of features like budgeting, recurring expenses, and multiple accounts

**Reported bugs**

- App crashing on launch after updates
- Losing all expense data after updates
- Incorrect date display on expense entries
- Inability to add expenses to future dates

**Requested features**

- Add ability to edit and delete entries
- Implement recurring expense tracking
- Allow multiple account support
- Provide budgeting and analytics features
- Add option to change currency


### Budget

[App page](https://appshunter.io/ios/app/budget-annual-tracker/id6809091266)

Visualize your entire year's finances with monthly income and expense tracking. Log daily transactions, bills, and work shifts on a calendar interface to understand your spending and savings trends.

**Highlights:** Yearly financial overview, Monthly income and expense tracking, Daily transaction logging, Work shift and bill scheduling, Savings rate and trend analysis, Data export and import (CSV), Private, on-device data storage

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Pro | $1.99 | per month |
| Budget Pro (Annual) | $14.99 | per year |


## Frequently asked questions

### Is Coins free?

Coins is free to download, with in-app purchases available.

### Is Budget free?

Budget is free to download, with in-app purchases available.

### Which has better reviews, Coins or Budget?

Budget is rated higher. Coins averages 4.6 out of 5 from 662 ratings, while Budget averages 5.0 from 1 ratings.

### Do Coins or Budget have ads?

Neither Coins nor Budget shows ads.

### Which is updated more often, Coins or Budget?

Coins ships an update every 2 weeks, and Budget fortnightly. Most recently, Coins was updated on November 1, 2026 and Budget on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*