# BCBSTX vs Ameritas Benefits

The clearest difference is rating: BCBSTX at 4.8 against Ameritas Benefits's 1.8. BCBSTX also leads on ratings volume (45K vs 140) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCBSTX holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: BCBSTX has 45K ratings behind it against 140, so its average is the more settled of the two. Written reviews point the same way: 23% of BCBSTX's written reviews are positive against 11% of Ameritas Benefits's.

BCBSTX ships an update fortnightly, Ameritas Benefits every 6 weeks. The most recent releases landed on October 21, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | BCBSTX | Ameritas Benefits |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (45K ratings)](https://appshunter.io/ios/app/bcbstx/id573016251/reviews)** | [1.8 (140 ratings)](https://appshunter.io/ios/app/ameritas-benefits/id6470936282/reviews) |
| Number of ratings | **45K** | 140 |
| Positive reviews | **23.2% of reviews** | 10.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | Free |
| Best chart rank | **#95** | — |
| Size | 63 MB | 62 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Blue Cross and Blue Shield of Texas](https://appshunter.io/developer/573016254) | [Ameritas Life Insurance Corp.](https://appshunter.io/developer/1439458595) |

## What reviewers say

### BCBSTX

[App page](https://appshunter.io/ios/app/bcbstx/id573016251)

**Currently charting:** #95 Top Free · Health & Fitness (US App Store)

Access your Blue Cross and Blue Shield of Texas member information, including coverage, claims, and ID cards. Find in-network providers, estimate procedure costs, and manage prescriptions. Virtual visits with doctors are also available.

**Highlights:** Access coverage and claims, Find in-network doctors and facilities, Estimate procedure costs, Manage prescriptions and pharmacy benefits, Virtual doctor visits, Access ID cards offline

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Accessible and supportive
- 🚀 Easy to navigate
- 🚀 Prompt action
- 🚀 Convenient access to information
- 🚀 Excellent customer service

**What reviewers complain about**

- 🐛 Terrible interface
- 🐛 Can't do televisits
- 🐛 Can't log in
- 🐛 Doesn't provide EOB
- 🐛 Barely works

**Reported bugs**

- Login issues
- App crashes
- Functionality not working as expected
- Compatibility issues with older devices

**Requested features**

- Allow login with Face ID/Passkey
- Provide access to actual EOB
- Allow multiple user profiles for family
- Improve provider search functionality
- Add ability to submit claims through app


### Ameritas Benefits

[App page](https://appshunter.io/ios/app/ameritas-benefits/id6470936282)

Access your dental and vision benefits on the go. Manage your account, view ID cards, find providers, and review claim information. This app provides convenient access to your Ameritas primary member benefits.

**Highlights:** Access ID cards, Find network dental providers, View dental claim information, Manage account profile, Access plan documents

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BCBSTX free?

BCBSTX is free to download, with no in-app purchases.

### Is Ameritas Benefits free?

Ameritas Benefits is free to download, with no in-app purchases.

### Which has better reviews, BCBSTX or Ameritas Benefits?

BCBSTX is rated higher. BCBSTX averages 4.8 out of 5 from 45K ratings, while Ameritas Benefits averages 1.8 from 140 ratings.

### Do BCBSTX or Ameritas Benefits have ads?

Neither BCBSTX nor Ameritas Benefits shows ads.

### Which is updated more often, BCBSTX or Ameritas Benefits?

BCBSTX ships an update fortnightly, and Ameritas Benefits every 6 weeks. Most recently, BCBSTX was updated on October 21, 2026 and Ameritas Benefits on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
