# 포켓CU vs 페이코 PAYCO

The clearest difference is rating: 페이코 PAYCO at 3.4 against 포켓CU's 2.9. 페이코 PAYCO also leads on ads (none vs shown) and review sentiment (80% vs 49%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

페이코 PAYCO holds the better App Store score, 3.4 against 2.9. Both are backed by a comparable volume of ratings — 29 and 26 respectively. Written reviews point the same way: 49% of 포켓CU's written reviews are positive against 80% of 페이코 PAYCO's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on September 25, 2026.

## The numbers

| Metric | 포켓CU | 페이코 PAYCO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (29 ratings)](https://appshunter.io/ios/app/cu/id573144133/reviews) | **[3.4 (26 ratings)](https://appshunter.io/ios/app/payco/id924292102/reviews)** |
| Number of ratings | **29** | 26 |
| Positive reviews | 49.4% of reviews | **79.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 178 MB | 246 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [BGFretail Co., Ltd.](https://appshunter.io/developer/573144136) | [NHN Corp.](https://appshunter.io/developer/708107055) |

## What reviewers say

### 포켓CU

[App page](https://appshunter.io/ios/app/cu/id573144133)

Access CU convenience from your phone. Check store inventory, order online, manage benefits, and use loyalty points and payments. Enjoy features like CU Pay, item reservations, and a digital locker for promotional items.

**Highlights:** CU Pay for discounts and points, In-store inventory check, Pickup and delivery services, Item reservation for popular products, Digital locker for promotional items, Membership points and payment

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 페이코 PAYCO

[App page](https://appshunter.io/ios/app/payco/id924292102)

This app offers a secure and convenient way to make payments online and offline. It provides a rewards program with points and coupons, financial management tools, and easy money transfer services. Manage your bills and memberships all in one place.

**Highlights:** Easy payment with over 600,000 online and offline merchants, Earn and use PAYCO points and coupons for discounts, Smart financial management with cards, savings, and investments, Send money easily via phone number, Manage bills and memberships in one place, Secure transactions with a 3-layer fraud prevention system

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 포켓CU free?

포켓CU is free to download, with no in-app purchases.

### Is 페이코 PAYCO free?

페이코 PAYCO is free to download, with no in-app purchases.

### Which has better reviews, 포켓CU or 페이코 PAYCO?

페이코 PAYCO is rated higher. 포켓CU averages 2.9 out of 5 from 29 ratings, while 페이코 PAYCO averages 3.4 from 26 ratings.

### Do 포켓CU or 페이코 PAYCO have ads?

포켓CU shows ads; 페이코 PAYCO does not.

### Which is updated more often, 포켓CU or 페이코 PAYCO?

포켓CU ships an update monthly, and 페이코 PAYCO monthly. Most recently, 포켓CU was updated on September 25, 2026 and 페이코 PAYCO on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*