# 房贷计算器 vs 平安健康保险

The clearest difference is rating: 房贷计算器 at 4.8 against 平安健康保险's 1.6. 房贷计算器 also leads on ratings volume (352 vs 18) and review sentiment (88% vs 79%). 平安健康保险's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

房贷计算器 holds the better App Store score, 4.8 against 1.6. That said, the two scores are not equally well evidenced: 房贷计算器 has 352 ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 88% of 房贷计算器's written reviews are positive against 79% of 平安健康保险's.

房贷计算器 ships an update every 3 weeks, 平安健康保险 fortnightly. The most recent releases landed on November 6, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | 房贷计算器 | 平安健康保险 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (352 ratings)](https://appshunter.io/ios/app/id573185985/reviews)** | [1.6 (18 ratings)](https://appshunter.io/ios/app/app/id1159233677/reviews) |
| Number of ratings | **352** | 18 |
| Positive reviews | **88.1% of reviews** | 78.6% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Ad-supported | **Free** |
| Size | 34 MB | 343 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [山 钟](https://appshunter.io/developer/1289109809) | [平安健康保险股份有限公司](https://appshunter.io/developer/923920871) |

## What reviewers say

### 房贷计算器

[App page](https://appshunter.io/ios/app/id573185985)

This tool simplifies mortgage calculations by integrating commercial, combined, and provident fund loan calculators. It aims to resolve various calculation challenges encountered during the home buying process.

**Highlights:** Commercial loan calculator, Combined loan calculator, Provident fund loan calculator, Home buying calculations, Loan problem solver

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and understand
- 👍 Convenient for mortgage calculations
- 👍 No ads mentioned positively
- 👍 Accurate calculations
- 👍 Flexible interest rate adjustments

**What reviewers complain about**

- 👎 Lacks historical interest rate tracking
- 👎 Limited functionality for past rate changes
- 👎 Interface can be cluttered
- 👎 Calculates to decimal places for loan amounts, not always to thousands
- 👎 UI changes made it harder to read

**Reported bugs**

- Cannot calculate early repayment
- Interface issues after updates (overlapping text, difficult to read)

**Requested features**

- Ability to query historical interest rates and sync automatic recalculations
- Option to adjust loan amounts to the nearest thousand
- Add data export functionality
- Implement early repayment calculation feature
- Set repayment duration in months, not just years


### 平安健康保险

[App page](https://appshunter.io/ios/app/app/id1159233677)

This app offers comprehensive health management, quality medical services, and digital therapy to protect your family's well-being. It aims to provide a holistic approach to health and financial growth.

**Highlights:** Professional health management, Quality medical services, Digital therapy, Health protection, Health asset growth

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 房贷计算器 free?

房贷计算器 is free to download, with no in-app purchases.

### Is 平安健康保险 free?

平安健康保险 is free to download, with no in-app purchases.

### Which has better reviews, 房贷计算器 or 平安健康保险?

房贷计算器 is rated higher. 房贷计算器 averages 4.8 out of 5 from 352 ratings, while 平安健康保险 averages 1.6 from 18 ratings.

### Do 房贷计算器 or 平安健康保险 have ads?

房贷计算器 shows ads; 平安健康保险 does not.

### Which is updated more often, 房贷计算器 or 平安健康保险?

房贷计算器 ships an update every 3 weeks, and 平安健康保险 fortnightly. Most recently, 房贷计算器 was updated on November 6, 2026 and 平安健康保险 on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*