# Planters Bank Mobile vs CentricCU

The clearest difference is rating: CentricCU at 4.8 against Planters Bank Mobile's 3.1. CentricCU also leads on update cadence (every 3 weeks vs every 9 months) and ratings volume (3.7K vs 58). Planters Bank Mobile's advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CentricCU holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: CentricCU has 3.7K ratings behind it against 58, so its average is the more settled of the two. Written reviews point the same way: 55% of Planters Bank Mobile's written reviews are positive against 63% of CentricCU's.

Planters Bank Mobile ships an update every 9 months, CentricCU every 3 weeks. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Planters Bank Mobile | CentricCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (58 ratings)](https://appshunter.io/ios/app/planters-bank-mobile/id573593219/reviews) | **[4.8 (3.7K ratings)](https://appshunter.io/ios/app/centriccu/id6737481156/reviews)** |
| Number of ratings | 58 | **3.7K** |
| Positive reviews | 55.3% of reviews | **62.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 49 MB | 196 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Planters Bank & Trust Company](https://appshunter.io/developer/573593222) | [Centric FCU](https://appshunter.io/developer/501819971) |

## What reviewers say

### Planters Bank Mobile

[App page](https://appshunter.io/ios/app/planters-bank-mobile/id573593219)

Manage your finances on the go with this secure mobile banking app. View balances, transaction history, and transfer funds. Deposit checks, pay bills, and locate branches easily.

**Highlights:** Real-time account balances, Transaction history search, Funds transfers, Bill payment, Mobile check deposit, Secure messaging, ATM/Branch locator

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### CentricCU

[App page](https://appshunter.io/ios/app/centriccu/id6737481156)

Manage your finances conveniently on the go. This app allows you to check accounts, transfer funds, pay bills, and deposit checks. It also offers budgeting tools and credit report viewing for comprehensive financial management.

**Highlights:** Check account balances, Transfer funds, Pay bills, Deposit checks, View credit report, Budgeting tools

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Enhanced features
- 👍 User-friendly app
- 💡 Budgeting tools and insights
- 👍 Efficient for banking needs
- 👍 Clean and intuitive design

**What reviewers complain about**

- 🐛 Unlock card issue
- 🐛 Money disappearing and new charges
- 🐛 Accounts not accessible for days
- 👎 Overly complicated and hard to navigate

**Reported bugs**

- Login screen freezes
- Incompatible with older devices

**Requested features**

- Dark mode option
- Improved Zelle integration


## Frequently asked questions

### Is Planters Bank Mobile free?

Planters Bank Mobile is free to download, with no in-app purchases.

### Is CentricCU free?

CentricCU is free to download, with no in-app purchases.

### Which has better reviews, Planters Bank Mobile or CentricCU?

CentricCU is rated higher. Planters Bank Mobile averages 3.1 out of 5 from 58 ratings, while CentricCU averages 4.8 from 3.7K ratings.

### Do Planters Bank Mobile or CentricCU have ads?

Neither Planters Bank Mobile nor CentricCU shows ads.

### Which is updated more often, Planters Bank Mobile or CentricCU?

Planters Bank Mobile ships an update every 9 months, and CentricCU every 3 weeks. Most recently, Planters Bank Mobile was updated on November 6, 2026 and CentricCU on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*