# Centra Mobile vs MCB Go

Centra Mobile and MCB Go both sit at 4.9 stars, but that hides the real split: 100% of MCB Go's written reviews are positive against 82% of Centra Mobile's. Centra Mobile's advantage is ratings volume (12K vs 712) and iOS requirement (16.0 vs 18.4). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Centra Mobile against 4.8 for MCB Go. That said, the two scores are not equally well evidenced: Centra Mobile has 12K ratings behind it against 712, so its average is the more settled of the two. Written reviews are what separate them: 82% of Centra Mobile's written reviews are positive against 100% of MCB Go's.

Centra Mobile ships an update every 2 months, MCB Go monthly. The most recent releases landed on November 8, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Centra Mobile | MCB Go |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (12K ratings)](https://appshunter.io/ios/app/centra-mobile/id573625283/reviews)** | [4.8 (712 ratings)](https://appshunter.io/ios/app/mcb-go/id1271614312/reviews) |
| Number of ratings | **12K** | 712 |
| Positive reviews | 82.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 180 MB | 198 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Centra Credit Union](https://appshunter.io/developer/573625286) | [First Breckinridge Bancshares](https://appshunter.io/developer/864199895) |

## What reviewers say

### Centra Mobile

[App page](https://appshunter.io/ios/app/centra-mobile/id573625283)

Manage your finances on the go with this banking app. Deposit checks, send money, pay bills, and track your spending and budget. You can also manage your debit cards and set up account alerts.

**Highlights:** Deposit checks remotely, Send money with Zelle®, Manage debit cards, Pay bills and set up recurring payments, Track spending and balances, Create budgets and track income

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly and easy to navigate
- 💳 Convenient banking features
- 🔒 Secure and reliable
- 💡 Great customer service

**What reviewers complain about**

- 🐛 Occasional crashes and freezes
- 🔒 Strict security measures can be inconvenient
- 💳 Limited functionality for loan payments
- 🔍 Difficulty finding certain information

**Reported bugs**

- Login issues after app update
- Landscape mode and printing not working
- Frequent disconnections of external accounts

**Requested features**

- Ability to pay extra on loan principal
- Improved Zelle integration
- More customization options
- Expanded account linking capabilities


### MCB Go

[App page](https://appshunter.io/ios/app/mcb-go/id1271614312)

Consolidate all your financial accounts, even from other institutions, into one organized view. This secure tool provides real-time updates, alerts, and the ability to add notes and images to transactions, empowering smarter financial decisions on the go.

**Highlights:** Multi-account aggregation, Real-time financial view, Transaction alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Bank-level security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Centra Mobile free?

Centra Mobile is free to download, with no in-app purchases.

### Is MCB Go free?

MCB Go is free to download, with no in-app purchases.

### Which has better reviews, Centra Mobile or MCB Go?

Centra Mobile is rated higher. Centra Mobile averages 4.9 out of 5 from 12K ratings, while MCB Go averages 4.8 from 712 ratings.

### Do Centra Mobile or MCB Go have ads?

Neither Centra Mobile nor MCB Go shows ads.

### Which is updated more often, Centra Mobile or MCB Go?

Centra Mobile ships an update every 2 months, and MCB Go monthly. Most recently, Centra Mobile was updated on November 8, 2026 and MCB Go on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*