# Centra Mobile vs First Harrison Mortgage

The clearest difference is monetization model: First Harrison Mortgage at free against Centra Mobile's free with in-app purchases. Centra Mobile's advantage is ratings volume (12K vs 1) and iOS requirement (16.0 vs 18.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Centra Mobile against 5.0 for First Harrison Mortgage. That said, the two scores are not equally well evidenced: Centra Mobile has 12K ratings behind it against 1, so its average is the more settled of the two.

Centra Mobile ships an update every 2 months, First Harrison Mortgage every 3 months. The most recent releases landed on November 5, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Centra Mobile | First Harrison Mortgage |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (12K ratings)](https://appshunter.io/ios/app/centra-mobile/id573625283/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/first-harrison-mortgage/id1591435832/reviews)** |
| Number of ratings | **12K** | 1 |
| Positive reviews | 82.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 180 MB | 97 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Centra Credit Union](https://appshunter.io/developer/573625286) | [First Harrison Bank](https://appshunter.io/developer/978132410) |

## What reviewers say

### Centra Mobile

[App page](https://appshunter.io/ios/app/centra-mobile/id573625283)

Manage your finances on the go with this banking app. Deposit checks, send money, pay bills, and track your spending and budget. You can also manage your debit cards and set up account alerts.

**Highlights:** Deposit checks remotely, Send money with Zelle®, Manage debit cards, Pay bills and set up recurring payments, Track spending and balances, Create budgets and track income

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly and easy to navigate
- 💳 Convenient banking features
- 🔒 Secure and reliable
- 💡 Great customer service

**What reviewers complain about**

- 🐛 Occasional crashes and freezes
- 🔒 Strict security measures can be inconvenient
- 💳 Limited functionality for loan payments
- 🔍 Difficulty finding certain information

**Reported bugs**

- Login issues after app update
- Landscape mode and printing not working
- Frequent disconnections of external accounts

**Requested features**

- Ability to pay extra on loan principal
- Improved Zelle integration
- More customization options
- Expanded account linking capabilities


### First Harrison Mortgage

[App page](https://appshunter.io/ios/app/first-harrison-mortgage/id1591435832)

This app simplifies the home buying and lending process. It offers tools to compare loan scenarios, calculate refinancing savings, and determine homeownership affordability. Users can also scan and upload documents, access contact information, and stay updated on industry news.

**Highlights:** Compare lending scenarios, Calculate refinancing savings, Determine homeownership affordability, Scan and upload documents, Access loan officer contacts, Stay updated on industry news

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Centra Mobile free?

Centra Mobile is free to download, with no in-app purchases.

### Is First Harrison Mortgage free?

First Harrison Mortgage is free to download, with no in-app purchases.

### Which has better reviews, Centra Mobile or First Harrison Mortgage?

First Harrison Mortgage is rated higher. Centra Mobile averages 4.9 out of 5 from 12K ratings, while First Harrison Mortgage averages 5.0 from 1 ratings.

### Do Centra Mobile or First Harrison Mortgage have ads?

Neither Centra Mobile nor First Harrison Mortgage shows ads.

### Which is updated more often, Centra Mobile or First Harrison Mortgage?

Centra Mobile ships an update every 2 months, and First Harrison Mortgage every 3 months. Most recently, Centra Mobile was updated on November 5, 2026 and First Harrison Mortgage on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*