# MYAOCU Mobile vs Dutched

MYAOCU Mobile and Dutched both sit at 4.9 stars, but that hides the real split: 100% of Dutched's written reviews are positive against 65% of MYAOCU Mobile's. Dutched also leads on update cadence (every 10 days vs monthly). MYAOCU Mobile's advantage is ratings volume (1.7K vs 6). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for MYAOCU Mobile against 5.0 for Dutched. That said, the two scores are not equally well evidenced: MYAOCU Mobile has 1.7K ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 65% of MYAOCU Mobile's written reviews are positive against 100% of Dutched's.

MYAOCU Mobile ships an update monthly, Dutched every 10 days. The most recent releases landed on October 23, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | MYAOCU Mobile | Dutched |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (1.7K ratings)](https://appshunter.io/ios/app/myaocu-mobile/id574013170/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/dutched-split-expenses/id6802920329/reviews)** |
| Number of ratings | **1.7K** | 6 |
| Positive reviews | 64.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 10 days** |
| Monetization | Free | Free |
| Size | 129 MB | 91 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Advantage One Credit Union](https://appshunter.io/developer/574013173) | [Srimaan Sri Edara](https://appshunter.io/developer/6801780747) |

## What reviewers say

### MYAOCU Mobile

[App page](https://appshunter.io/ios/app/myaocu-mobile/id574013170)

Access your credit union accounts securely from your mobile device. Manage your finances on the go with features like balance checks, transfers, bill pay, and mobile check deposit. Stay informed with custom alerts and secure messaging.

**Highlights:** Review account balances and transactions, Make transfers, Pay bills, Deposit checks, Set up custom account alerts, Manage your budget, Send and receive secure messages

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Simple and straightforward
- 🤝 Great customer service
- 💳 Helpful for financial management
- 🏦 Positive banking experience

**What reviewers complain about**

- 🐛 App crashes and bugs
- ⏱️ Slow performance and frequent logouts
- 💳 Issues with deposits and transactions
- 🔒 Security and fraud concerns

**Reported bugs**

- Incorrect account balances displayed
- Difficulty logging in and accessing accounts

**Requested features**

- Improve app stability and performance
- Add mobile check deposit functionality
- Enhance security features


### Dutched

[App page](https://appshunter.io/ios/app/dutched-split-expenses/id6802920329)

Easily track and settle shared expenses with friends, roommates, and travel companions. The app allows for various splitting methods and on-device receipt scanning, with no need for others to install the application. It prioritizes privacy with no ads or data selling.

**Highlights:** Split expenses with anyone, even without the app, On-device receipt scanning, Multiple splitting methods (equal, exact, percentage, shares), Smart settle-up suggestions, Offline functionality with sync, Import from Splitwise, Privacy-focused design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MYAOCU Mobile free?

MYAOCU Mobile is free to download, with no in-app purchases.

### Is Dutched free?

Dutched is free to download, with no in-app purchases.

### Which has better reviews, MYAOCU Mobile or Dutched?

Dutched is rated higher. MYAOCU Mobile averages 4.9 out of 5 from 1.7K ratings, while Dutched averages 5.0 from 6 ratings.

### Do MYAOCU Mobile or Dutched have ads?

Neither MYAOCU Mobile nor Dutched shows ads.

### Which is updated more often, MYAOCU Mobile or Dutched?

MYAOCU Mobile ships an update monthly, and Dutched every 10 days. Most recently, MYAOCU Mobile was updated on October 23, 2026 and Dutched on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*