# LAPFCU Mobile Banking vs LAFCU Mobile

The clearest difference is monetization model: LAFCU Mobile at free against LAPFCU Mobile Banking's free with in-app purchases. LAFCU Mobile also leads on update cadence (monthly vs every 4 months). LAPFCU Mobile Banking's advantage is iOS requirement (16.0 vs 18.4). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for LAPFCU Mobile Banking against 4.8 for LAFCU Mobile. Both are backed by a comparable volume of ratings — 5.4K and 6.3K respectively. Written reviews are what separate them: 62% of LAPFCU Mobile Banking's written reviews are positive against 65% of LAFCU Mobile's.

LAPFCU Mobile Banking ships an update every 4 months, LAFCU Mobile monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | LAPFCU Mobile Banking | LAFCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (5.4K ratings)](https://appshunter.io/ios/app/lapfcu-mobile-banking/id574539303/reviews) | **[4.8 (6.3K ratings)](https://appshunter.io/ios/app/lafcu-mobile/id1472594475/reviews)** |
| Number of ratings | 5.4K | **6.3K** |
| Positive reviews | 61.8% of reviews | **64.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 87 MB | 196 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Los Angeles Police FCU](https://appshunter.io/developer/574539310) | [LAFCU](https://appshunter.io/developer/434890426) |

## What reviewers say

### LAPFCU Mobile Banking

[App page](https://appshunter.io/ios/app/lapfcu-mobile-banking/id574539303)

Manage your finances on the go with this mobile banking app. Access account details, transfer funds, deposit checks, and pay bills securely from anywhere. Includes budgeting tools and ATM locators.

**Highlights:** Check account balances and transactions, Transfer funds and pay bills, Mobile check deposits, View loan and credit offers, Locate ATMs and Shared Branches, Manage credit and debit cards, Budgeting and credit management tools

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient
- 🔒 Secure
- 💡 Helpful features
- 👍 User-friendly

**What reviewers complain about**

- 🐛 Complicated navigation
- 🐛 Difficult to find information
- 🐛 Clunky interface
- 🐛 Worse than previous version
- 🐛 Buggy

**Reported bugs**

- Mobile deposit camera not working
- Frequent app crashes
- Inability to transfer money between accounts
- Delayed transaction notifications
- Duplicated payments

**Requested features**

- Ability to see credit card transactions and details
- Improved bill pay functionality
- More intuitive navigation
- Ability to label scheduled transfers
- Better integration with credit card accounts


### LAFCU Mobile

[App page](https://appshunter.io/ios/app/lafcu-mobile/id1472594475)

Manage all your financial accounts, even from other institutions, in one secure place. Track transactions with notes and photos, set balance alerts, and make payments easily. Deposit checks, manage debit cards, and find nearby branches and ATMs.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments to companies and friends, Deposit checks via photo, Manage debit cards, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Straight forward and easy to use
- 👍 Well organized
- 👍 Performs needed functions
- 👍 Simple and easy to use
- 👍 Reliable service

**What reviewers complain about**

- 🐛 Difficulty with mobile check deposits
- 🐛 Refresh issues after last update
- 🐛 Crashes and freezes
- 🐛 Slow and confusing new app/website design
- 🐛 Delayed transaction notifications

**Reported bugs**

- Mobile check deposit issues
- New app/website design problems
- Notification delays
- Loan due date visibility

**Requested features**

- Better business savings/checking return rate
- Add ability to add credit cards for payment
- Show credit card purchases daily


## Frequently asked questions

### Is LAPFCU Mobile Banking free?

LAPFCU Mobile Banking is free to download, with no in-app purchases.

### Is LAFCU Mobile free?

LAFCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, LAPFCU Mobile Banking or LAFCU Mobile?

LAFCU Mobile is rated higher. LAPFCU Mobile Banking averages 4.7 out of 5 from 5.4K ratings, while LAFCU Mobile averages 4.8 from 6.3K ratings.

### Do LAPFCU Mobile Banking or LAFCU Mobile have ads?

Neither LAPFCU Mobile Banking nor LAFCU Mobile shows ads.

### Which is updated more often, LAPFCU Mobile Banking or LAFCU Mobile?

LAPFCU Mobile Banking ships an update every 4 months, and LAFCU Mobile monthly. Most recently, LAPFCU Mobile Banking was updated on November 1, 2026 and LAFCU Mobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*