# LAPFCU Mobile Banking vs CHP Overtime

The clearest difference is price: LAPFCU Mobile Banking at Free against CHP Overtime's $2.99. LAPFCU Mobile Banking also leads on ratings volume (5.4K vs 1) and device support (3 vs 1). CHP Overtime's advantage is rating (5.0 vs 4.7) and chart position (#101 vs unranked). On ads, in-app purchases and iOS requirement there is nothing between them.

LAPFCU Mobile Banking is free to download; CHP Overtime costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

CHP Overtime holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: LAPFCU Mobile Banking has 5.4K ratings behind it against 1, so its average is the more settled of the two.

LAPFCU Mobile Banking ships an update every 4 months, CHP Overtime every 2 months. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | LAPFCU Mobile Banking | CHP Overtime |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Rating | [4.7 (5.4K ratings)](https://appshunter.io/ios/app/lapfcu-mobile-banking/id574539303/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/chp-overtime/id6761320452/reviews)** |
| Number of ratings | **5.4K** | 1 |
| Positive reviews | 61.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | **Free with in-app purchases** | Paid |
| Best chart rank | — | **#101** |
| Size | 87 MB | 3 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Los Angeles Police FCU](https://appshunter.io/developer/574539310) | [Paper AI](https://appshunter.io/developer/1780381843) |

## What reviewers say

### LAPFCU Mobile Banking

[App page](https://appshunter.io/ios/app/lapfcu-mobile-banking/id574539303)

Manage your finances on the go with this mobile banking app. Access account details, transfer funds, deposit checks, and pay bills securely from anywhere. Includes budgeting tools and ATM locators.

**Highlights:** Check account balances and transactions, Transfer funds and pay bills, Mobile check deposits, View loan and credit offers, Locate ATMs and Shared Branches, Manage credit and debit cards, Budgeting and credit management tools

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient
- 🔒 Secure
- 💡 Helpful features
- 👍 User-friendly

**What reviewers complain about**

- 🐛 Complicated navigation
- 🐛 Difficult to find information
- 🐛 Clunky interface
- 🐛 Worse than previous version
- 🐛 Buggy

**Reported bugs**

- Mobile deposit camera not working
- Frequent app crashes
- Inability to transfer money between accounts
- Delayed transaction notifications
- Duplicated payments

**Requested features**

- Ability to see credit card transactions and details
- Improved bill pay functionality
- More intuitive navigation
- Ability to label scheduled transfers
- Better integration with credit card accounts


### CHP Overtime

[App page](https://appshunter.io/ios/app/chp-overtime/id6761320452)

**Currently charting:** #101 Top Paid · Finance (US App Store)

Track your overtime pay and compensatory time off in real-time. Import pay stubs to calculate exact earnings, and allocate future pay towards bills and savings goals. All your financial data stays private and offline on your device.

**Highlights:** Real-time earnings tracker, Live Activities & Dynamic Island integration, Pay stub import and analysis, Bill and savings goal allocation, Compensatory Time Off (CTO) tracking, Pay period calendar, Private and offline data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LAPFCU Mobile Banking free?

LAPFCU Mobile Banking is free to download, with no in-app purchases.

### Is CHP Overtime free?

CHP Overtime costs $2.99, with no in-app purchases.

### Which has better reviews, LAPFCU Mobile Banking or CHP Overtime?

CHP Overtime is rated higher. LAPFCU Mobile Banking averages 4.7 out of 5 from 5.4K ratings, while CHP Overtime averages 5.0 from 1 ratings.

### Do LAPFCU Mobile Banking or CHP Overtime have ads?

Neither LAPFCU Mobile Banking nor CHP Overtime shows ads.

### Which is updated more often, LAPFCU Mobile Banking or CHP Overtime?

LAPFCU Mobile Banking ships an update every 4 months, and CHP Overtime every 2 months. Most recently, LAPFCU Mobile Banking was updated on October 29, 2026 and CHP Overtime on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*