# 外貨預金 ドコモSMTBネット銀行 vs Suica

The clearest difference is rating: 外貨預金 ドコモSMTBネット銀行 at 4.4 against Suica's 2.7. Suica's advantage is ratings volume (417 vs 17) and chart position (#166 vs unranked). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

外貨預金 ドコモSMTBネット銀行 holds the better App Store score, 4.4 against 2.7. That said, the two scores are not equally well evidenced: Suica has 417 ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 23% of 外貨預金 ドコモSMTBネット銀行's written reviews are positive against 21% of Suica's.

外貨預金 ドコモSMTBネット銀行 ships an update every 3 months, Suica every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 外貨預金 ドコモSMTBネット銀行 | Suica |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (17 ratings)](https://appshunter.io/ios/app/smtb/id575836404/reviews)** | [2.7 (417 ratings)](https://appshunter.io/ios/app/suica/id1156875272/reviews) |
| Number of ratings | 17 | **417** |
| Positive reviews | **23.1% of reviews** | 21.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Best chart rank | — | **#166** |
| Size | 24 MB | 82 MB |
| Requires iOS | 15.0 | **13.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DOCOMO SMTB Net Bank, Inc.](https://appshunter.io/developer/436755039) | [East Japan Railway Company](https://appshunter.io/developer/461270197) |

## What reviewers say

### 外貨預金 ドコモSMTBネット銀行

[App page](https://appshunter.io/ios/app/smtb/id575836404)

This app facilitates foreign currency savings account transactions with an intuitive interface. It offers features like automatic login, price surge/drop notifications, and P/L checks to enhance your trading experience. New users can also open a foreign currency account directly through the app.

**Highlights:** Intuitive interface, Automatic login (biometric, PIN), Price surge/drop notifications, Profit and loss checking, Foreign currency account opening

**In-app purchases:** none


### Suica

[App page](https://appshunter.io/ios/app/suica/id1156875272)

**Currently charting:** #166 Top Free · Finance (US App Store)

This app allows you to use your digital transit card on your smartphone. Easily issue new cards, recharge balances, and purchase tickets and passes. Enjoy seamless travel and payments across Japan.

**Highlights:** Digital card issuance and management, Top-up and auto-charge functionality, Purchase transit passes and tickets, Cashless payments for transport and retail, Earn and redeem JRE POINTs, Integrates with Shinkansen services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient for travel
- 🚀 Seamless Apple Pay integration

**What reviewers complain about**

- 🌐 Only available in Japanese
- 🐛 Inconsistent balance display
- 🔍 Difficult to navigate for non-Japanese speakers
- 🤔 Confusing registration process

**Reported bugs**

- Frequent login issues
- Charging errors and balance discrepancies
- Incompatibility with non-Japanese credit cards

**Requested features**

- English language support
- Multilingual options
- Improved user interface for non-Japanese users


## Frequently asked questions

### Is 外貨預金 ドコモSMTBネット銀行 free?

外貨預金 ドコモSMTBネット銀行 is free to download, with no in-app purchases.

### Is Suica free?

Suica is free to download, with no in-app purchases.

### Which has better reviews, 外貨預金 ドコモSMTBネット銀行 or Suica?

外貨預金 ドコモSMTBネット銀行 is rated higher. 外貨預金 ドコモSMTBネット銀行 averages 4.4 out of 5 from 17 ratings, while Suica averages 2.7 from 417 ratings.

### Do 外貨預金 ドコモSMTBネット銀行 or Suica have ads?

Neither 外貨預金 ドコモSMTBネット銀行 nor Suica shows ads.

### Which is updated more often, 外貨預金 ドコモSMTBネット銀行 or Suica?

外貨預金 ドコモSMTBネット銀行 ships an update every 3 months, and Suica every 2 months. Most recently, 外貨預金 ドコモSMTBネット銀行 was updated on October 23, 2026 and Suica on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*