# 外貨預金 ドコモSMTBネット銀行 vs SBI新生銀行

The clearest difference is ads: 外貨預金 ドコモSMTBネット銀行 at none against SBI新生銀行's shown. 外貨預金 ドコモSMTBネット銀行 also leads on rating (4.4 vs 4.2) and monetization model (free vs ad-supported). SBI新生銀行's advantage is update cadence (every 5 weeks vs every 3 months). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

外貨預金 ドコモSMTBネット銀行 holds the better App Store score, 4.4 against 4.2. Both are backed by a comparable volume of ratings — 17 and 37 respectively. Written reviews point the same way: 23% of 外貨預金 ドコモSMTBネット銀行's written reviews are positive against 21% of SBI新生銀行's.

外貨預金 ドコモSMTBネット銀行 ships an update every 3 months, SBI新生銀行 every 5 weeks. Both last shipped on October 21, 2026.

## The numbers

| Metric | 外貨預金 ドコモSMTBネット銀行 | SBI新生銀行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (17 ratings)](https://appshunter.io/ios/app/smtb/id575836404/reviews)** | [4.2 (37 ratings)](https://appshunter.io/ios/app/sbi/id1488713673/reviews) |
| Number of ratings | 17 | **37** |
| Positive reviews | **23.1% of reviews** | 20.7% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 24 MB | 173 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DOCOMO SMTB Net Bank, Inc.](https://appshunter.io/developer/436755039) | [SBI Shinsei Bank, Limited](https://appshunter.io/developer/804639146) |

## What reviewers say

### 外貨預金 ドコモSMTBネット銀行

[App page](https://appshunter.io/ios/app/smtb/id575836404)

This app facilitates foreign currency savings account transactions with an intuitive interface. It offers features like automatic login, price surge/drop notifications, and P/L checks to enhance your trading experience. New users can also open a foreign currency account directly through the app.

**Highlights:** Intuitive interface, Automatic login (biometric, PIN), Price surge/drop notifications, Profit and loss checking, Foreign currency account opening

**In-app purchases:** none


### SBI新生銀行

[App page](https://appshunter.io/ios/app/sbi/id1488713673)

Manage your banking needs with this app, offering account opening, fund transfers, balance inquiries, and fixed deposit applications. It utilizes smartphone authentication for enhanced security and provides convenient access to various financial services.

**Highlights:** Account opening via smartphone ID scan, Biometric authentication for secure logins, Real-time balance and transaction history, Fund transfers with saved payees, Fee-free personal transfers up to ¥100,000, Fixed and foreign currency deposit applications, Linkage with SBI Securities and Monex Securities accounts

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 外貨預金 ドコモSMTBネット銀行 free?

外貨預金 ドコモSMTBネット銀行 is free to download, with no in-app purchases.

### Is SBI新生銀行 free?

SBI新生銀行 is free to download, with no in-app purchases.

### Which has better reviews, 外貨預金 ドコモSMTBネット銀行 or SBI新生銀行?

外貨預金 ドコモSMTBネット銀行 is rated higher. 外貨預金 ドコモSMTBネット銀行 averages 4.4 out of 5 from 17 ratings, while SBI新生銀行 averages 4.2 from 37 ratings.

### Do 外貨預金 ドコモSMTBネット銀行 or SBI新生銀行 have ads?

SBI新生銀行 shows ads; 外貨預金 ドコモSMTBネット銀行 does not.

### Which is updated more often, 外貨預金 ドコモSMTBネット銀行 or SBI新生銀行?

外貨預金 ドコモSMTBネット銀行 ships an update every 3 months, and SBI新生銀行 every 5 weeks. Most recently, 外貨預金 ドコモSMTBネット銀行 was updated on October 21, 2026 and SBI新生銀行 on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*