# 外貨預金 ドコモSMTBネット銀行 vs 三井住友カード VポイントPay  バーチャルプリペイド

外貨預金 ドコモSMTBネット銀行 and 三井住友カード VポイントPay  バーチャルプリペイド both sit at 4.4 stars, but that hides the real split: 23% of 外貨預金 ドコモSMTBネット銀行's written reviews are positive against 9% of 三井住友カード VポイントPay  バーチャルプリペイド's. 外貨預金 ドコモSMTBネット銀行 also leads on monetization model (free vs ad-supported). 三井住友カード VポイントPay  バーチャルプリペイド's advantage is ratings volume (69 vs 17). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.4 for 外貨預金 ドコモSMTBネット銀行 against 4.4 for 三井住友カード VポイントPay  バーチャルプリペイド. Both are backed by a comparable volume of ratings — 17 and 69 respectively. Written reviews are what separate them: 23% of 外貨預金 ドコモSMTBネット銀行's written reviews are positive against 9% of 三井住友カード VポイントPay  バーチャルプリペイド's.

外貨預金 ドコモSMTBネット銀行 ships an update every 3 months, 三井住友カード VポイントPay  バーチャルプリペイド every 4 months. The most recent releases landed on October 12, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | 外貨預金 ドコモSMTBネット銀行 | 三井住友カード VポイントPay  バーチャルプリペイド |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (17 ratings)](https://appshunter.io/ios/app/smtb/id575836404/reviews) | [4.4 (69 ratings)](https://appshunter.io/ios/app/vpay/id1504833985/reviews) |
| Number of ratings | 17 | **69** |
| Positive reviews | **23.1% of reviews** | 9.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 24 MB | 41 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DOCOMO SMTB Net Bank, Inc.](https://appshunter.io/developer/436755039) | [三井住友カード株式会社](https://appshunter.io/developer/838138455) |

## What reviewers say

### 外貨預金 ドコモSMTBネット銀行

[App page](https://appshunter.io/ios/app/smtb/id575836404)

This app facilitates foreign currency savings account transactions with an intuitive interface. It offers features like automatic login, price surge/drop notifications, and P/L checks to enhance your trading experience. New users can also open a foreign currency account directly through the app.

**Highlights:** Intuitive interface, Automatic login (biometric, PIN), Price surge/drop notifications, Profit and loss checking, Foreign currency account opening

**In-app purchases:** none


### 三井住友カード VポイントPay  バーチャルプリペイド

[App page](https://appshunter.io/ios/app/vpay/id1504833985)

This app allows you to use your accumulated V Points for payments at Visa and iD merchants, both in-store and online. You can easily register, charge your points, and even link credit cards or bank accounts for seamless transactions. It also offers features to earn more points and manage your spending securely.

**Highlights:** Use V Points for payments, Charge points from credit cards/bank accounts, Apple Pay and iD compatible, Online shopping payments, Earn points at V Point partners, View transaction history, Temporary payment suspension

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 外貨預金 ドコモSMTBネット銀行 free?

外貨預金 ドコモSMTBネット銀行 is free to download, with no in-app purchases.

### Is 三井住友カード VポイントPay  バーチャルプリペイド free?

三井住友カード VポイントPay  バーチャルプリペイド is free to download, with no in-app purchases.

### Which has better reviews, 外貨預金 ドコモSMTBネット銀行 or 三井住友カード VポイントPay  バーチャルプリペイド?

外貨預金 ドコモSMTBネット銀行 and 三井住友カード VポイントPay  バーチャルプリペイド are both rated 4.4 out of 5 on the App Store, from 17 and 69 ratings respectively.

### Do 外貨預金 ドコモSMTBネット銀行 or 三井住友カード VポイントPay  バーチャルプリペイド have ads?

Neither 外貨預金 ドコモSMTBネット銀行 nor 三井住友カード VポイントPay  バーチャルプリペイド shows ads.

### Which is updated more often, 外貨預金 ドコモSMTBネット銀行 or 三井住友カード VポイントPay  バーチャルプリペイド?

外貨預金 ドコモSMTBネット銀行 ships an update every 3 months, and 三井住友カード VポイントPay  バーチャルプリペイド every 4 months. Most recently, 外貨預金 ドコモSMTBネット銀行 was updated on October 12, 2026 and 三井住友カード VポイントPay  バーチャルプリペイド on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*