# 外貨預金 ドコモSMTBネット銀行 vs V NEOBANK

The clearest difference is rating: V NEOBANK at 5.0 against 外貨預金 ドコモSMTBネット銀行's 4.4. V NEOBANK also leads on update cadence (every 5 weeks vs every 3 months). 外貨預金 ドコモSMTBネット銀行's advantage is monetization model (free vs free with in-app purchases) and ratings volume (17 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

V NEOBANK holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: 外貨預金 ドコモSMTBネット銀行 has 17 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 23% of 外貨預金 ドコモSMTBネット銀行's written reviews are positive against 31% of V NEOBANK's.

外貨預金 ドコモSMTBネット銀行 ships an update every 3 months, V NEOBANK every 5 weeks. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | 外貨預金 ドコモSMTBネット銀行 | V NEOBANK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (17 ratings)](https://appshunter.io/ios/app/smtb/id575836404/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/v-neobank/id1538098331/reviews)** |
| Number of ratings | **17** | 1 |
| Positive reviews | 23.1% of reviews | **30.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 24 MB | 103 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DOCOMO SMTB Net Bank, Inc.](https://appshunter.io/developer/436755039) | [V POINT MARKETING Co., Ltd.](https://appshunter.io/developer/1719567343) |

## What reviewers say

### 外貨預金 ドコモSMTBネット銀行

[App page](https://appshunter.io/ios/app/smtb/id575836404)

This app facilitates foreign currency savings account transactions with an intuitive interface. It offers features like automatic login, price surge/drop notifications, and P/L checks to enhance your trading experience. New users can also open a foreign currency account directly through the app.

**Highlights:** Intuitive interface, Automatic login (biometric, PIN), Price surge/drop notifications, Profit and loss checking, Foreign currency account opening

**In-app purchases:** none


### V NEOBANK

[App page](https://appshunter.io/ios/app/v-neobank/id1538098331)

This smartphone-exclusive bank app allows users to earn V Points on transactions. It offers features like instant account opening, balance inquiries, secure transactions with Smart Authentication NEO, and real-time notifications. Manage deposits, withdrawals, foreign currency accounts, and loans all within the app.

**Highlights:** V Point earning and usage, Instant account opening, Balance and transaction history, Smart Authentication NEO for security, Real-time transaction notifications, ATM withdrawals and deposits via app, Online shopping with smartphone debit card

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is 外貨預金 ドコモSMTBネット銀行 free?

外貨預金 ドコモSMTBネット銀行 is free to download, with no in-app purchases.

### Is V NEOBANK free?

V NEOBANK is free to download, with no in-app purchases.

### Which has better reviews, 外貨預金 ドコモSMTBネット銀行 or V NEOBANK?

V NEOBANK is rated higher. 外貨預金 ドコモSMTBネット銀行 averages 4.4 out of 5 from 17 ratings, while V NEOBANK averages 5.0 from 1 ratings.

### Do 外貨預金 ドコモSMTBネット銀行 or V NEOBANK have ads?

Neither 外貨預金 ドコモSMTBネット銀行 nor V NEOBANK shows ads.

### Which is updated more often, 外貨預金 ドコモSMTBネット銀行 or V NEOBANK?

外貨預金 ドコモSMTBネット銀行 ships an update every 3 months, and V NEOBANK every 5 weeks. Most recently, 外貨預金 ドコモSMTBネット銀行 was updated on October 17, 2026 and V NEOBANK on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*