# 外貨預金 ドコモSMTBネット銀行 vs 三井住友カード Vpassアプリ

The clearest difference is monetization model: 外貨預金 ドコモSMTBネット銀行 at free against 三井住友カード Vpassアプリ's free with in-app purchases. 三井住友カード Vpassアプリ's advantage is rating (4.7 vs 4.4) and ratings volume (289 vs 17). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

三井住友カード Vpassアプリ holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: 三井住友カード Vpassアプリ has 289 ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 23% of 外貨預金 ドコモSMTBネット銀行's written reviews are positive against 38% of 三井住友カード Vpassアプリ's.

外貨預金 ドコモSMTBネット銀行 ships an update every 3 months, 三井住友カード Vpassアプリ every 2 months. The most recent releases landed on October 12, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 外貨預金 ドコモSMTBネット銀行 | 三井住友カード Vpassアプリ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (17 ratings)](https://appshunter.io/ios/app/smtb/id575836404/reviews) | **[4.7 (289 ratings)](https://appshunter.io/ios/app/vpass/id838138452/reviews)** |
| Number of ratings | 17 | **289** |
| Positive reviews | 23.1% of reviews | **37.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 24 MB | 61 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DOCOMO SMTB Net Bank, Inc.](https://appshunter.io/developer/436755039) | [三井住友カード株式会社](https://appshunter.io/developer/838138455) |

## What reviewers say

### 外貨預金 ドコモSMTBネット銀行

[App page](https://appshunter.io/ios/app/smtb/id575836404)

This app facilitates foreign currency savings account transactions with an intuitive interface. It offers features like automatic login, price surge/drop notifications, and P/L checks to enhance your trading experience. New users can also open a foreign currency account directly through the app.

**Highlights:** Intuitive interface, Automatic login (biometric, PIN), Price surge/drop notifications, Profit and loss checking, Foreign currency account opening

**In-app purchases:** none


### 三井住友カード Vpassアプリ

[App page](https://appshunter.io/ios/app/vpass/id838138452)

Manage your credit card usage, points, and bank balances all in one place. Receive notifications for transactions, spending limits, and potential fraud to ensure secure and convenient financial management.

**Highlights:** Credit card usage monitoring, Point tracking and redemption, Bank account balance display, Consolidated financial management, Transaction and spending limit notifications, Mobile V-Card functionality

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 外貨預金 ドコモSMTBネット銀行 free?

外貨預金 ドコモSMTBネット銀行 is free to download, with no in-app purchases.

### Is 三井住友カード Vpassアプリ free?

三井住友カード Vpassアプリ is free to download, with no in-app purchases.

### Which has better reviews, 外貨預金 ドコモSMTBネット銀行 or 三井住友カード Vpassアプリ?

三井住友カード Vpassアプリ is rated higher. 外貨預金 ドコモSMTBネット銀行 averages 4.4 out of 5 from 17 ratings, while 三井住友カード Vpassアプリ averages 4.7 from 289 ratings.

### Do 外貨預金 ドコモSMTBネット銀行 or 三井住友カード Vpassアプリ have ads?

Neither 外貨預金 ドコモSMTBネット銀行 nor 三井住友カード Vpassアプリ shows ads.

### Which is updated more often, 外貨預金 ドコモSMTBネット銀行 or 三井住友カード Vpassアプリ?

外貨預金 ドコモSMTBネット銀行 ships an update every 3 months, and 三井住友カード Vpassアプリ every 2 months. Most recently, 外貨預金 ドコモSMTBネット銀行 was updated on October 12, 2026 and 三井住友カード Vpassアプリ on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*