# BOS Mobile Banking vs FSBTCO

The clearest difference is rating: BOS Mobile Banking at 4.8 against FSBTCO's 4.0. BOS Mobile Banking also leads on ratings volume (2.3K vs 2). FSBTCO's advantage is monetization model (free vs free with in-app purchases) and review sentiment (67% vs 46%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOS Mobile Banking holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: BOS Mobile Banking has 2.3K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 46% of BOS Mobile Banking's written reviews are positive against 67% of FSBTCO's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 26, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | BOS Mobile Banking | FSBTCO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.3K ratings)](https://appshunter.io/ios/app/bos-mobile-banking/id575889751/reviews)** | [4.0 (2 ratings)](https://appshunter.io/ios/app/fsbtco/id1239834746/reviews) |
| Number of ratings | **2.3K** | 2 |
| Positive reviews | 46.3% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 118 MB | 154 MB |
| Requires iOS | 15.0 | **14.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of Springfield](https://appshunter.io/developer/575889754) | [The Farmers State Bank and Trust Company](https://appshunter.io/developer/1239834745) |

## What reviewers say

### BOS Mobile Banking

[App page](https://appshunter.io/ios/app/bos-mobile-banking/id575889751)

Securely manage your bank account on the go. Check balances, view transactions, transfer funds, and pay bills directly from your mobile device using your existing online banking credentials.

**Highlights:** Check account balances, View recent transactions, Transfer money between accounts, Pay bills, Secure mobile banking

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Smooth and reliable
- 💡 Convenient and easy to use
- 👍 Great for less tech-savvy users
- 🚀 Efficient internal transfer feature

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable app performance
- 🐛 Bugs and glitches after updates
- 🔒 Security concerns with account access
- 🔧 Inconvenient UI changes

**Reported bugs**

- App crashes and freezes frequently
- Face/fingerprint ID recognition not working
- Inability to access account after updates
- Compatibility issues with older devices

**Requested features**

- Bring back old, more user-friendly UI
- Add option to disable mandatory updates
- Improve deposit and payment functionalities
- Provide better visibility into overdraft accounts


### FSBTCO

[App page](https://appshunter.io/ios/app/fsbtco/id1239834746)

Manage your finances on the go with mobile banking. Check account balances, review recent transactions, transfer funds between accounts, and pay bills securely. Supports fingerprint and facial recognition for quick sign-in.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Make bill payments, Secure sign-on with Touch ID/Face ID

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BOS Mobile Banking free?

BOS Mobile Banking is free to download, with no in-app purchases.

### Is FSBTCO free?

FSBTCO is free to download, with no in-app purchases.

### Which has better reviews, BOS Mobile Banking or FSBTCO?

BOS Mobile Banking is rated higher. BOS Mobile Banking averages 4.8 out of 5 from 2.3K ratings, while FSBTCO averages 4.0 from 2 ratings.

### Do BOS Mobile Banking or FSBTCO have ads?

Neither BOS Mobile Banking nor FSBTCO shows ads.

### Which is updated more often, BOS Mobile Banking or FSBTCO?

BOS Mobile Banking ships an update every 4 months, and FSBTCO every 4 months. Most recently, BOS Mobile Banking was updated on October 26, 2026 and FSBTCO on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*