# BOS Mobile Banking vs PSB&T

The clearest difference is rating: BOS Mobile Banking at 4.8 against PSB&T's 3.1. BOS Mobile Banking also leads on ratings volume (2.2K vs 29). PSB&T's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOS Mobile Banking holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: BOS Mobile Banking has 2.2K ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 48% of BOS Mobile Banking's written reviews are positive against 40% of PSB&T's.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on September 23, 2026 and August 13, 2026 respectively.

## The numbers

| Metric | BOS Mobile Banking | PSB&T |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.2K ratings)](https://appshunter.io/ios/app/bos-mobile-banking/id575889751/reviews)** | [3.1 (29 ratings)](https://appshunter.io/ios/app/psb-and-t/id844301281/reviews) |
| Number of ratings | **2.2K** | 29 |
| Positive reviews | **47.5% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 118 MB | 156 MB |
| Requires iOS | 15.0 | **14.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of Springfield](https://appshunter.io/developer/575889754) | [Prairie State Bank & Trust](https://appshunter.io/developer/844301284) |

## What reviewers say

### BOS Mobile Banking

[App page](https://appshunter.io/ios/app/bos-mobile-banking/id575889751)

Securely manage your bank account on the go. Check balances, view transactions, transfer funds, and pay bills directly from your mobile device using your existing online banking credentials.

**Highlights:** Check account balances, View recent transactions, Transfer money between accounts, Pay bills, Secure mobile banking

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Smooth and reliable
- 💡 Convenient and easy to use
- 👍 Great for less tech-savvy users
- 🚀 Efficient internal transfer feature

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable app performance
- 🐛 Bugs and glitches after updates
- 🔒 Security concerns with account access
- 🔧 Inconvenient UI changes

**Reported bugs**

- App crashes and freezes frequently
- Face/fingerprint ID recognition not working
- Inability to access account after updates
- Compatibility issues with older devices

**Requested features**

- Bring back old, more user-friendly UI
- Add option to disable mandatory updates
- Improve deposit and payment functionalities
- Provide better visibility into overdraft accounts


### PSB&T

[App page](https://appshunter.io/ios/app/psb-and-t/id844301281)

Manage your finances on the go with this secure mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks. It offers convenient login options and helpful alerts to keep you informed about your account activity.

**Highlights:** Secure login with PIN or fingerprint, Bill payment and setup, Account balance and activity viewing, Fund transfers between accounts, Mobile check deposit, Debit card control (Card On/Off), Customizable alerts

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BOS Mobile Banking free?

BOS Mobile Banking is free to download, with no in-app purchases.

### Is PSB&T free?

PSB&T is free to download, with no in-app purchases.

### Which has better reviews, BOS Mobile Banking or PSB&T?

BOS Mobile Banking is rated higher. BOS Mobile Banking averages 4.8 out of 5 from 2.2K ratings, while PSB&T averages 3.1 from 29 ratings.

### Do BOS Mobile Banking or PSB&T have ads?

Neither BOS Mobile Banking nor PSB&T shows ads.

### Which is updated more often, BOS Mobile Banking or PSB&T?

BOS Mobile Banking ships an update every 4 months, and PSB&T every 4 months. Most recently, BOS Mobile Banking was updated on September 23, 2026 and PSB&T on August 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*