# DFCU Mobile vs DivDat Mobile Payments App

DFCU Mobile and DivDat Mobile Payments App both sit at 4.6 stars, but that hides the real split: 82% of DFCU Mobile's written reviews are positive against 41% of DivDat Mobile Payments App's. DivDat Mobile Payments App's advantage is ads (none vs shown) and iOS requirement (11.0 vs 16.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DivDat Mobile Payments App holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 6.7K and 4.1K respectively. Written reviews complicate that: 82% of DFCU Mobile's written reviews are positive against 41% of DivDat Mobile Payments App's, so the app with the better star average is not the one people write more warmly about.

DFCU Mobile ships an update every 6 months, DivDat Mobile Payments App every 3 months. Both last shipped on September 27, 2026.

## The numbers

| Metric | DFCU Mobile | DivDat Mobile Payments App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (6.7K ratings)](https://appshunter.io/ios/app/dfcu-mobile/id576513213/reviews) | **[4.8 (4.1K ratings)](https://appshunter.io/ios/app/divdat-mobile-payments-app/id1229265627/reviews)** |
| Number of ratings | **6.7K** | 4.1K |
| Positive reviews | **82.2% of reviews** | 41.2% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 104 MB | 23 MB |
| Requires iOS | 16.0 | **11.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [DFCU Financial](https://appshunter.io/developer/576513216) | [DivDat](https://appshunter.io/developer/1229265626) |

## What reviewers say

### DFCU Mobile

[App page](https://appshunter.io/ios/app/dfcu-mobile/id576513213)

Manage your financial accounts securely and conveniently on the go. Access balances, deposit checks, transfer funds, pay bills, and communicate with your bank. Enjoy features like mobile deposit, eDocuments, and customizable alerts for important account information.

**Highlights:** 24/7 account access, Check account balances, Deposit checks, Transfer funds, Pay bills, Mobile deposit, Secure messaging

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure app
- 💡 Useful features like mobile deposit
- 👍 Intuitive and straightforward navigation

**What reviewers complain about**

- 🐛 Occasional app crashes or freezes
- 🐛 Issues with mobile deposit functionality
- 🐛 Inconsistent login experience (sometimes requires re-registration)
- 🐛 Limited visibility of account details and pending transactions
- 🐛 Confusing or cumbersome bill pay process

**Reported bugs**

- Login screen freezes
- Incompatibility with older devices
- Inconsistent mobile deposit success rates
- Inability to view or agree to paperless billing terms within the app

**Requested features**

- Dark mode option
- More detailed account information and transaction history
- Improved bill pay functionality and user interface
- Ability to link multiple accounts for easier management
- Integration with popular money management tools


### DivDat Mobile Payments App

[App page](https://appshunter.io/ios/app/divdat-mobile-payments-app/id1229265627)

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

**Highlights:** Add local billers, Multiple payment methods, Payment reminders, Auto-Pay option, QR code for kiosk use, Text-to-Pay option, Historical payment tracking

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 💡 Streamlined and always accessible
- 👍 User-friendly design
- 👍 Saves time
- 👍 Excellent tech support

**What reviewers complain about**

- 🐛 Slow performance and errors
- 🐛 Payment processing issues
- 🐛 Unreliable app functionality
- 💰 Excessive service fees
- 🐛 Inconsistent account/bill display

**Reported bugs**

- App crashes when entering phone number
- Inaccurate bill amounts displayed
- Inability to find/link accounts
- Payments not properly recorded

**Requested features**

- Ability to delete planned payments
- Support for all payment methods
- Improved error messaging
- Integration with city water/tax portals


## Frequently asked questions

### Is DFCU Mobile free?

DFCU Mobile is free to download, with no in-app purchases.

### Is DivDat Mobile Payments App free?

DivDat Mobile Payments App is free to download, with no in-app purchases.

### Which has better reviews, DFCU Mobile or DivDat Mobile Payments App?

DivDat Mobile Payments App is rated higher. DFCU Mobile averages 4.6 out of 5 from 6.7K ratings, while DivDat Mobile Payments App averages 4.8 from 4.1K ratings.

### Do DFCU Mobile or DivDat Mobile Payments App have ads?

DFCU Mobile shows ads; DivDat Mobile Payments App does not.

### Which is updated more often, DFCU Mobile or DivDat Mobile Payments App?

DFCU Mobile ships an update every 6 months, and DivDat Mobile Payments App every 3 months. Most recently, DFCU Mobile was updated on September 27, 2026 and DivDat Mobile Payments App on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*