# MyFluent vs Keepfully

The clearest difference is rating: MyFluent at 5.0 against Keepfully's 3.9. MyFluent also leads on review sentiment (92% vs 50%) and in-app purchases (none vs 1). Keepfully's advantage is ratings volume (30 vs 2) and device support (4 vs 2). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Keepfully sells 1 one-off in-app purchase. MyFluent asks for nothing beyond the download.

MyFluent holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Keepfully has 30 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 92% of MyFluent's written reviews are positive against 50% of Keepfully's.

MyFluent ships an update every 3 weeks, Keepfully every 3 months. The most recent releases landed on October 10, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | MyFluent | Keepfully |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/myfluent/id576793105/reviews)** | [3.9 (30 ratings)](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959/reviews) |
| Number of ratings | 2 | **30** |
| Positive reviews | **92.0% of reviews** | 50.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | **Free** | Freemium |
| Size | 51 MB | 15 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch, Vision Pro** |
| Age rating | 4+ | 4+ |
| Developer | [Fluent Money](https://appshunter.io/developer/576793108) | [Alexander Kaessner](https://appshunter.io/developer/1273375958) |

## What reviewers say

### MyFluent

[App page](https://appshunter.io/ios/app/myfluent/id576793105)

Track your loan application's progress in real time and communicate directly with your dedicated case manager. Upload necessary documents and receive immediate status updates throughout the process.

**Highlights:** Real-time application progress tracking, Direct communication with Case Manager, View lender details, Immediate status updates, Document upload (P45, P60, payslips), Identity verification via phone camera

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 User-friendly interface
- 👍 Keeps users informed
- 👍 Good for tracking progress
- 👍 Allows communication with case worker/advisor

**What reviewers complain about**

- 🐛 Does not upload correctly
- 🐛 Email bounces back
- 🐛 Makes life more complicated
- 🐛 UX really awful
- 🐛 App doesn’t update in line with changes

**Reported bugs**

- Does not upload correctly
- Email bounces back
- Document tab doesn't work
- App doesn't update in line with changes
- New messages slow to appear

**Requested features**

- Ability to complete forms online
- Touch ID login


### Keepfully

[App page](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959)

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

**Highlights:** Track money and objects lent/borrowed, Organize by person with overview, Automatic loan reminders, Archive of returned loans, iCloud Sync and Siri support, Widgets and Shortcuts integration

**Features:** macOS Compatibility, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Keepfully Pro | $2.99 | one-time |


## Frequently asked questions

### Is MyFluent free?

MyFluent is free to download, with no in-app purchases.

### Is Keepfully free?

Keepfully is free to download, with in-app purchases available.

### Which has better reviews, MyFluent or Keepfully?

MyFluent is rated higher. MyFluent averages 5.0 out of 5 from 2 ratings, while Keepfully averages 3.9 from 30 ratings.

### Do MyFluent or Keepfully have ads?

Neither MyFluent nor Keepfully shows ads.

### Which is updated more often, MyFluent or Keepfully?

MyFluent ships an update every 3 weeks, and Keepfully every 3 months. Most recently, MyFluent was updated on October 10, 2026 and Keepfully on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*