# LCL Assurances vs Kolecto

The clearest difference is review sentiment: LCL Assurances at 95% against Kolecto's 63%. Kolecto's advantage is update cadence (every 2 weeks vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LCL Assurances ships an update every 5 weeks, Kolecto every 2 weeks. The most recent releases landed on October 9, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | LCL Assurances | Kolecto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (11 ratings)](https://appshunter.io/ios/app/lcl-assurances/id577444162/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | **95.2% of reviews** | 62.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 31 MB | 79 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PACIFICA](https://appshunter.io/developer/418531410) | [Kolecto](https://appshunter.io/developer/1757422818) |

## What reviewers say

### LCL Assurances

[App page](https://appshunter.io/ios/app/lcl-assurances/id577444162)

Manage insurance claims, access policy documents, and utilize health insurance services like reimbursement estimates and teleconsultations. Connect directly with claims managers and find auto glass specialists.

**Highlights:** Declare and manage insurance claims, Access and share insurance attestations, Find auto glass specialists, View health reimbursements and tier-payant card, Estimate health reimbursements, Teleconsultation with healthcare professionals

**In-app purchases:** none


### Kolecto

[App page](https://appshunter.io/ios/app/kolecto/id6544803071)

Centralize, control, and manage your expenses by easily importing purchase invoices. This mobile app helps you add and process invoices daily, syncing them between your phone and the website. You can also create professional quotes, convert them to invoices, and track them in real-time.

**Highlights:** Centralize expense management, Import purchase invoices, Create professional quotes, Convert quotes to invoices, Track invoices in real-time, E-invoicing compliant, Syncs with web platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LCL Assurances free?

LCL Assurances is free to download, with no in-app purchases.

### Is Kolecto free?

Kolecto is free to download, with no in-app purchases.

### Do LCL Assurances or Kolecto have ads?

Neither LCL Assurances nor Kolecto shows ads.

### Which is updated more often, LCL Assurances or Kolecto?

LCL Assurances ships an update every 5 weeks, and Kolecto every 2 weeks. Most recently, LCL Assurances was updated on October 9, 2026 and Kolecto on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*