# Commerzbank photoTAN vs VR SecureGo plus

Commerzbank photoTAN and VR SecureGo plus both sit at 4.8 stars, but that hides the real split: 69% of VR SecureGo plus's written reviews are positive against 51% of Commerzbank photoTAN's. Commerzbank photoTAN's advantage is iOS requirement (15.0 vs 17.6). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Commerzbank photoTAN against 4.7 for VR SecureGo plus. Both are backed by a comparable volume of ratings — 2K and 2.2K respectively. Written reviews are what separate them: 51% of Commerzbank photoTAN's written reviews are positive against 69% of VR SecureGo plus's.

Commerzbank photoTAN ships an update every 2 months, VR SecureGo plus monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Commerzbank photoTAN | VR SecureGo plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2K ratings)](https://appshunter.io/ios/app/commerzbank-phototan/id577752083/reviews)** | [4.7 (2.2K ratings)](https://appshunter.io/ios/app/vr-securego-plus/id1535422059/reviews) |
| Number of ratings | 2K | **2.2K** |
| Positive reviews | 51.4% of reviews | **68.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 153 MB | 98 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Commerzbank AG](https://appshunter.io/developer/366609904) | [Atruvia AG](https://appshunter.io/developer/375341024) |

## What reviewers say

### Commerzbank photoTAN

[App page](https://appshunter.io/ios/app/commerzbank-phototan/id577752083)

Approve online banking transactions securely and quickly with push notifications or by scanning a graphic. Offers a streamlined activation process for immediate use.

**Highlights:** One-click order approval via push notification, Scan photoTAN graphics to generate TANs, Digital first activation with VideoIdent, High security for online and mobile banking, Device security checks

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔒 Secure and simple
- 👍 Available in English
- 🚀 Really great system, works very well and very quick

**What reviewers complain about**

- 🐛 It keeps crashing and not working
- 🐛 The app didn't scan the image even after multiple attempts
- 🐛 The app is not working and I'm not able to login to my account
- 🐛 Impossible to upgrade, the upgrade fails with an error message
- 🐛 Crashes on launch, crashes on iPhone XS/XS Max

**Reported bugs**

- Incompatible with iOS 12 and iPhone XS/XS Max
- Camera won't load after iOS 8 upgrade
- Crashes on launch, crashes on iPhone XS/XS Max

**Requested features**

- Allow pasting from clipboard for password
- Extend mobile TAN to more countries
- Add cloud backup option
- Add passcode lock for protection


### VR SecureGo plus

[App page](https://appshunter.io/ios/app/vr-securego-plus/id1535422059)

Securely approve all your banking and credit card transactions with this app. Enjoy flexible, convenient, and highly secure authorization for online payments and banking orders. Utilize biometric authentication for added ease and safety.

**Highlights:** Approve banking orders, Authorize credit card payments, Direct authorization for online banking, High security standards, Use on up to three devices, Fingerprint/face recognition for approval

**In-app purchases:** none

**What reviewers like**

- 👍 Works well for business from the USA
- 🚀 Todea - Fast and secure!!
- 👍 Smooth and reliable
- 🔒 Maximum security
- 👍 Easy to work

**What reviewers complain about**

- 🐛 Invisible app window bug not fixed
- 🐛 Online payments keep failing
- 🤔 Complicated activation process
- 🤔 Difficult to navigate on older devices
- 🤔 Frequent need for new activation codes

**Reported bugs**

- App freezes on startup
- Incompatible with older iOS versions
- Activation code request page not working
- Invisible app window on certain devices

**Requested features**

- Combine everything in one app like DIBA
- Add dark mode option
- Improve user-friendliness for older users


## Frequently asked questions

### Is Commerzbank photoTAN free?

Commerzbank photoTAN is free to download, with no in-app purchases.

### Is VR SecureGo plus free?

VR SecureGo plus is free to download, with no in-app purchases.

### Which has better reviews, Commerzbank photoTAN or VR SecureGo plus?

Commerzbank photoTAN is rated higher. Commerzbank photoTAN averages 4.8 out of 5 from 2K ratings, while VR SecureGo plus averages 4.7 from 2.2K ratings.

### Do Commerzbank photoTAN or VR SecureGo plus have ads?

Neither Commerzbank photoTAN nor VR SecureGo plus shows ads.

### Which is updated more often, Commerzbank photoTAN or VR SecureGo plus?

Commerzbank photoTAN ships an update every 2 months, and VR SecureGo plus monthly. Most recently, Commerzbank photoTAN was updated on November 1, 2026 and VR SecureGo plus on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*