# Commerzbank photoTAN vs cloud mal anders

The clearest difference is update cadence: Commerzbank photoTAN at every 2 months against cloud mal anders's every 7 months. cloud mal anders's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Commerzbank photoTAN ships an update every 2 months, cloud mal anders every 7 months. The most recent releases landed on October 18, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Commerzbank photoTAN | cloud mal anders |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2K ratings)](https://appshunter.io/ios/app/commerzbank-phototan/id577752083/reviews)** | — |
| Number of ratings | **2K** | — |
| Positive reviews | 51.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 7 months |
| Monetization | Free | — |
| Size | 153 MB | 93 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Commerzbank AG](https://appshunter.io/developer/366609904) | [DIGI-BEL GmbH](https://appshunter.io/developer/1090341765) |

## What reviewers say

### Commerzbank photoTAN

[App page](https://appshunter.io/ios/app/commerzbank-phototan/id577752083)

Approve online banking transactions securely and quickly with push notifications or by scanning a graphic. Offers a streamlined activation process for immediate use.

**Highlights:** One-click order approval via push notification, Scan photoTAN graphics to generate TANs, Digital first activation with VideoIdent, High security for online and mobile banking, Device security checks

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔒 Secure and simple
- 👍 Available in English
- 🚀 Really great system, works very well and very quick

**What reviewers complain about**

- 🐛 It keeps crashing and not working
- 🐛 The app didn't scan the image even after multiple attempts
- 🐛 The app is not working and I'm not able to login to my account
- 🐛 Impossible to upgrade, the upgrade fails with an error message
- 🐛 Crashes on launch, crashes on iPhone XS/XS Max

**Reported bugs**

- Incompatible with iOS 12 and iPhone XS/XS Max
- Camera won't load after iOS 8 upgrade
- Crashes on launch, crashes on iPhone XS/XS Max

**Requested features**

- Allow pasting from clipboard for password
- Extend mobile TAN to more countries
- Add cloud backup option
- Add passcode lock for protection


### cloud mal anders

[App page](https://appshunter.io/ios/app/cloud-mal-anders/id1640768726)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Commerzbank photoTAN free?

Commerzbank photoTAN is free to download, with no in-app purchases.

### Is cloud mal anders free?

cloud mal anders is free to download, with no in-app purchases.

### Do Commerzbank photoTAN or cloud mal anders have ads?

Neither Commerzbank photoTAN nor cloud mal anders shows ads.

### Which is updated more often, Commerzbank photoTAN or cloud mal anders?

Commerzbank photoTAN ships an update every 2 months, and cloud mal anders every 7 months. Most recently, Commerzbank photoTAN was updated on October 18, 2026 and cloud mal anders on October 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*