# BankMobile vs Current

BankMobile and Current both sit at 4.7 stars, but that hides the real split: 59% of Current's written reviews are positive against 28% of BankMobile's. Current also leads on update cadence (every 2 weeks vs every 2 months) and ratings volume (196K vs 34K). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for BankMobile against 4.8 for Current. That said, the two scores are not equally well evidenced: Current has 196K ratings behind it against 34K, so its average is the more settled of the two. Written reviews are what separate them: 28% of BankMobile's written reviews are positive against 59% of Current's.

BankMobile ships an update every 2 months, Current every 2 weeks. Both last shipped on September 26, 2026.

## The numbers

| Metric | BankMobile | Current |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (34K ratings)](https://appshunter.io/ios/app/bankmobile/id578435033/reviews) | **[4.8 (196K ratings)](https://appshunter.io/ios/app/current-mobile-banking/id1077366211/reviews)** |
| Number of ratings | 34K | **196K** |
| Positive reviews | 28.3% of reviews | **59.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Best chart rank | #186 | **#41** |
| Size | 85 MB | 143 MB |
| Requires iOS | **16.7** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [BM TECHNOLOGIES, INC.](https://appshunter.io/developer/1548996823) | [Finco Services, Inc.](https://appshunter.io/developer/1077366210) |

## What reviewers say

### BankMobile

[App page](https://appshunter.io/ios/app/bankmobile/id578435033)

**Currently charting:** #186 Top Free · Finance (US App Store)

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

**Highlights:** Earn cash back offers, Link external accounts, Get paid up to 2 days early, Send and receive money instantly, Lock debit card, Mobile check deposit, Interest-bearing accounts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Immediate fund transfers
- 👍 User-friendly app
- 🚀 Fast check deposits
- 🔒 Secure account
- 👍 Convenient mobile banking

**What reviewers complain about**

- 🐛 Unreliable app performance
- 💰 Excessive fees
- 🚫 Limited ATM access
- 🔒 Restricted account access
- 🤬 Poor customer service

**Reported bugs**

- Frequent app crashes and freezes
- Inconsistent account balance updates
- Issues with mobile check deposits
- Unreliable fund transfer functionality

**Requested features**

- Ability to easily transfer funds to external accounts
- Option to pause or cancel recurring transfers
- Improved in-app notifications for account activity
- Expanded ATM network for fee-free withdrawals


### Current

[App page](https://appshunter.io/ios/app/current-mobile-banking/id1077366211)

**Currently charting:** #41 Top Free · Finance (US App Store)

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

**Highlights:** Get paid up to 2 days early, Advance paycheck up to $750, Overdraft fee-free banking, Build credit while banking, Earn 1% cash back on dining/groceries, Earn up to 4.00% bonus on savings, Access 40,000+ fee-free ATMs

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Early paycheck deposits
- 💳 Unique and stylish debit card design
- 💰 Competitive savings interest rates
- 🔒 Secure banking experience
- 💸 Helpful overdraft protection

**What reviewers complain about**

- 🕰️ Slow mobile check deposit process
- 🤖 Inconsistent and impersonal customer service
- 🔍 Difficulty resolving disputes and fraudulent charges
- 🔒 Security and account access issues
- 💳 Limitations on ATM withdrawals and card usage

**Reported bugs**

- Accounts being locked or suspended without explanation
- Funds disappearing from accounts with no recourse
- Recurring issues with mobile check deposits

**Requested features**

- Joint account and family management tools
- Expanded mobile check deposit limits
- Faster response times for customer support
- More transparent dispute resolution process
- Improved security and account recovery options


## Frequently asked questions

### Is BankMobile free?

BankMobile is free to download, with no in-app purchases.

### Is Current free?

Current is free to download, with no in-app purchases.

### Which has better reviews, BankMobile or Current?

Current is rated higher. BankMobile averages 4.7 out of 5 from 34K ratings, while Current averages 4.8 from 196K ratings.

### Do BankMobile or Current have ads?

Neither BankMobile nor Current shows ads.

### Which is updated more often, BankMobile or Current?

BankMobile ships an update every 2 months, and Current every 2 weeks. Most recently, BankMobile was updated on September 26, 2026 and Current on September 26, 2026.

### Which is more popular, BankMobile or Current?

BankMobile currently peaks at #186 in the App Store charts, and Current at #41. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*