# BankMobile vs 1FBUSA Mobile

The clearest difference is rating: BankMobile at 4.7 against 1FBUSA Mobile's 2.1. BankMobile also leads on ratings volume (35K vs 125) and review sentiment (27% vs 19%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BankMobile holds the better App Store score, 4.7 against 2.1. That said, the two scores are not equally well evidenced: BankMobile has 35K ratings behind it against 125, so its average is the more settled of the two. Written reviews point the same way: 27% of BankMobile's written reviews are positive against 19% of 1FBUSA Mobile's.

BankMobile ships an update every 2 months, 1FBUSA Mobile every 6 weeks. The most recent releases landed on November 7, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | BankMobile | 1FBUSA Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (35K ratings)](https://appshunter.io/ios/app/bankmobile/id578435033/reviews)** | [2.1 (125 ratings)](https://appshunter.io/ios/app/1fbusa-mobile/id1129711073/reviews) |
| Number of ratings | **35K** | 125 |
| Positive reviews | **27.4% of reviews** | 18.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 85 MB | 35 MB |
| Requires iOS | 16.7 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BM TECHNOLOGIES, INC.](https://appshunter.io/developer/1548996823) | [1st Financial Bank USA](https://appshunter.io/developer/1117952359) |

## What reviewers say

### BankMobile

[App page](https://appshunter.io/ios/app/bankmobile/id578435033)

Manage your finances with a digital banking app offering cash back rewards, early direct deposit, and instant money transfers. Easily link external accounts, deposit checks, and pay bills from your mobile device.

**Highlights:** Earn cash back offers, Link external accounts, Get paid up to 2 days early, Send and receive money instantly, Lock debit card, Mobile check deposit, Interest-bearing accounts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Immediate fund transfers
- 👍 User-friendly app
- 🚀 Fast check deposits
- 🔒 Secure account
- 👍 Convenient mobile banking

**What reviewers complain about**

- 🐛 Unreliable app performance
- 💰 Excessive fees
- 🚫 Limited ATM access
- 🔒 Restricted account access
- 🤬 Poor customer service

**Reported bugs**

- Frequent app crashes and freezes
- Inconsistent account balance updates
- Issues with mobile check deposits
- Unreliable fund transfer functionality

**Requested features**

- Ability to easily transfer funds to external accounts
- Option to pause or cancel recurring transfers
- Improved in-app notifications for account activity
- Expanded ATM network for fee-free withdrawals


### 1FBUSA Mobile

[App page](https://appshunter.io/ios/app/1fbusa-mobile/id1129711073)

Manage your 1st Financial Bank USA credit card accounts conveniently from your mobile device. Features include autopay, payment tracking, secure sign-in options, and in-app notifications. You can also send secure messages, report lost cards, and update your personal information.

**Highlights:** Autopay setup, Credit card payment, Balance monitoring, In-app notifications, Secure sign-in (Face ID/Touch ID/MFA), SecureMail with attachments, Report lost credit card

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Builds credit responsibly
- ✅ Payments go through quickly
- ✨ New app design is nice
- 🚀 App is easy to use
- ✅ Fingerprint sign-in works

**What reviewers complain about**

- 🐛 App frequently won't let users log in
- 🐛 Face ID/biometrics don't work
- 🐛 App constantly logs users out
- 🐛 Password saving issues
- 🐛 Transactions not displayed

**Reported bugs**

- Unable to log in
- Face ID/biometrics not working
- App logs users out unexpectedly
- Password not saved
- Transactions not displayed

**Requested features**

- Integrate with third-party budgeting apps (e.g., Nerd Wallet)
- Display current transactions
- Allow sorting of statements by date
- Improve app usability and user-friendliness
- Update app for iPhone X compatibility


## Frequently asked questions

### Is BankMobile free?

BankMobile is free to download, with no in-app purchases.

### Is 1FBUSA Mobile free?

1FBUSA Mobile is free to download, with no in-app purchases.

### Which has better reviews, BankMobile or 1FBUSA Mobile?

BankMobile is rated higher. BankMobile averages 4.7 out of 5 from 35K ratings, while 1FBUSA Mobile averages 2.1 from 125 ratings.

### Do BankMobile or 1FBUSA Mobile have ads?

Neither BankMobile nor 1FBUSA Mobile shows ads.

### Which is updated more often, BankMobile or 1FBUSA Mobile?

BankMobile ships an update every 2 months, and 1FBUSA Mobile every 6 weeks. Most recently, BankMobile was updated on November 7, 2026 and 1FBUSA Mobile on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*