# Transakt vs Jupay

The clearest difference is review sentiment: Jupay at 67% against Transakt's 21%. Jupay also leads on rating (4.7 vs 1.4) and update cadence (fortnightly vs every 3 months). Transakt's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Jupay holds the better App Store score, 4.7 against 1.4. That said, the two scores are not equally well evidenced: Jupay has 2.8K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 21% of Transakt's written reviews are positive against 67% of Jupay's.

Transakt ships an update every 3 months, Jupay fortnightly. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Transakt | Jupay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (11 ratings)](https://appshunter.io/ios/app/transakt/id579228231/reviews) | **[4.7 (2.8K ratings)](https://appshunter.io/ios/app/jupay/id1441559846/reviews)** |
| Number of ratings | 11 | **2.8K** |
| Positive reviews | 20.8% of reviews | **67.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 15 MB | 68 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Entersekt](https://appshunter.io/developer/391756079) | [Juni Holdings Inc](https://appshunter.io/developer/1441559845) |

## What reviewers say

### Transakt

[App page](https://appshunter.io/ios/app/transakt/id579228231)

This app offers two-factor authentication for enhanced online security. It uniquely links your mobile phone to your accounts, protecting against fraud by encrypting all communication. Securely verify your identity with a simple tap.

**Highlights:** Two-factor authentication, Phishing and fraud protection, Account linking, Encrypted communication, QR code scanning for activation, Multiple account support

**In-app purchases:** none


### Jupay

[App page](https://appshunter.io/ios/app/jupay/id1441559846)

Send money instantly and for free from the US, UK, and Canada to Ghana. Funds arrive in minutes directly to mobile wallets or bank accounts. Pay securely with debit cards or ACH, with real-time tracking and excellent support.

**Highlights:** Free transfers to Ghana, Instant money delivery, Mobile wallet and bank account deposits, Debit card and ACH payments, Real-time transaction tracking, FCA, FINTRAC registered

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable money transfers
- 🔒 Secure personal information
- 👍 User-friendly app
- 💰 Great exchange rates

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🤖 Poor customer service
- ⚠️ Accounts being flagged for no reason
- 🕰️ Slow money delivery

**Reported bugs**

- App not opening on some devices
- Issues with adding/updating payment methods
- Pending transactions not being processed

**Requested features**

- Update personal information easily
- Improve app stability and performance
- Enhance customer service responsiveness


## Frequently asked questions

### Is Transakt free?

Transakt is free to download, with no in-app purchases.

### Is Jupay free?

Jupay is free to download, with no in-app purchases.

### Which has better reviews, Transakt or Jupay?

Jupay is rated higher. Transakt averages 1.4 out of 5 from 11 ratings, while Jupay averages 4.7 from 2.8K ratings.

### Do Transakt or Jupay have ads?

Neither Transakt nor Jupay shows ads.

### Which is updated more often, Transakt or Jupay?

Transakt ships an update every 3 months, and Jupay fortnightly. Most recently, Transakt was updated on October 20, 2026 and Jupay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*