# Adding Machine 10Key Universal vs Loan Calculator

The clearest difference is price: Loan Calculator at Free against Adding Machine 10Key Universal's $3.99. Loan Calculator also leads on ratings volume (8.2K vs 137) and update cadence (every 3 weeks vs every 2 months). Adding Machine 10Key Universal's advantage is in-app purchases (none vs 1) and review sentiment (94% vs 76%). On rating, ads and device support there is nothing between them.

Loan Calculator is free to download; Adding Machine 10Key Universal costs $3.99 up front. Loan Calculator sells 1 one-off in-app purchase. Adding Machine 10Key Universal asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.7 for Adding Machine 10Key Universal against 4.8 for Loan Calculator. That said, the two scores are not equally well evidenced: Loan Calculator has 8.2K ratings behind it against 137, so its average is the more settled of the two. Written reviews are what separate them: 94% of Adding Machine 10Key Universal's written reviews are positive against 76% of Loan Calculator's.

Adding Machine 10Key Universal ships an update every 2 months, Loan Calculator every 3 weeks. Both last shipped on November 6, 2026.

## The numbers

| Metric | Adding Machine 10Key Universal | Loan Calculator |
| --- | --- | --- |
| Price | $3.99 | **Free** |
| Rating | [4.7 (137 ratings)](https://appshunter.io/ios/app/adding-machine-10key-universal/id579385939/reviews) | **[4.8 (8.2K ratings)](https://appshunter.io/ios/app/loan-calculator-loan2me/id1442980816/reviews)** |
| Number of ratings | 137 | **8.2K** |
| Positive reviews | **94.0% of reviews** | 75.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Paid | **Freemium** |
| Best chart rank | **#152** | — |
| Size | 23 MB | 11 MB |
| Requires iOS | **12.4** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Richard Silverman](https://appshunter.io/developer/297096643) | [Jeffrey Williams](https://appshunter.io/developer/1151607389) |

## What reviewers say

### Adding Machine 10Key Universal

[App page](https://appshunter.io/ios/app/adding-machine-10key-universal/id579385939)

**Currently charting:** #152 Top Paid · Finance (US App Store)

This app emulates a traditional 10-key adding machine for precise calculations. It offers features like reversed operator entry, percentage calculation, and the ability to review and edit entries on a digital paper tape. Users can save, export, and print their calculation tapes.

**Highlights:** 10-key adding machine emulation, Reversed operator entry, Percentage calculation, Digital paper tape with editing, Save and export tapes (PDF), TypeTone audio feedback (iPad)

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🧮 Acts like an adding machine
- 🧾 Digital tape for review
- 🖨️ Can print tape
- 💾 Can save/export results

**What reviewers complain about**

- 🐛 Outdated and no support
- 🐛 Doesn't work for new iPad
- 🐛 Total only shows non-zero decimals
- 🐛 Ridiculous method to clear tape
- 🐛 % key not functional

**Reported bugs**

- Cannot save taped
- Cannot export results
- Does not work for new iPad
- Total only shows digits after the decimal that aren't zero
- Method to clear the tape is ridiculous

**Requested features**

- Add widget
- Add realistic sounds
- Add iCloud sync
- Improve tape clearing method
- Clarify functionality of % and +/- keys


### Loan Calculator

[App page](https://appshunter.io/ios/app/loan-calculator-loan2me/id1442980816)

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

**Highlights:** Calculate loan payments, Determine loan affordability, Amortization schedule, Scenario planning, Mortgage/vehicle loan expense breakdown, Save and synchronize loans, Customizable reports

**Features:** Vision Pro support, iPhone Duo support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Professional Features | $9.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Accurate and quick calculations
- 💡 Helpful for financial planning
- 🔒 No data tracking or selling
- 💡 Convenient for various loan types

**What reviewers complain about**

- 🐛 Occasional data loss after updates
- 💡 Lack of currency and language options
- 💡 Missing features like taxes, insurance, and PMI calculations
- 🐛 Issues with editing input fields

**Reported bugs**

- Login screen freezes
- Calculator does not fit on screen properly

**Requested features**

- Add ability to calculate deferred payments
- Include option for interest-only mortgage calculations
- Display current loan balance instead of original balance
- Provide a toggle for "interest only" mortgage calculations
- Add functionality to calculate loan-to-value (LTV) ratio


## Frequently asked questions

### Is Adding Machine 10Key Universal free?

Adding Machine 10Key Universal costs $3.99, with no in-app purchases.

### Is Loan Calculator free?

Loan Calculator is free to download, with in-app purchases available.

### Which has better reviews, Adding Machine 10Key Universal or Loan Calculator?

Loan Calculator is rated higher. Adding Machine 10Key Universal averages 4.7 out of 5 from 137 ratings, while Loan Calculator averages 4.8 from 8.2K ratings.

### Do Adding Machine 10Key Universal or Loan Calculator have ads?

Neither Adding Machine 10Key Universal nor Loan Calculator shows ads.

### Which is updated more often, Adding Machine 10Key Universal or Loan Calculator?

Adding Machine 10Key Universal ships an update every 2 months, and Loan Calculator every 3 weeks. Most recently, Adding Machine 10Key Universal was updated on November 6, 2026 and Loan Calculator on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*