# Adding Machine 10Key Univ Lite vs Accounts 3 Checkbook

The clearest difference is price: Adding Machine 10Key Univ Lite at Free against Accounts 3 Checkbook's $4.99. Adding Machine 10Key Univ Lite also leads on review sentiment (80% vs 63%) and iOS requirement (12.4 vs 26.0). Accounts 3 Checkbook's advantage is update cadence (every 2 weeks vs every 6 weeks) and ratings volume (3.2K vs 192). On rating, ads, in-app purchases and device support there is nothing between them.

Adding Machine 10Key Univ Lite is free to download; Accounts 3 Checkbook costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Accounts 3 Checkbook holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Accounts 3 Checkbook has 3.2K ratings behind it against 192, so its average is the more settled of the two. Written reviews complicate that: 80% of Adding Machine 10Key Univ Lite's written reviews are positive against 63% of Accounts 3 Checkbook's, so the app with the better star average is not the one people write more warmly about.

Adding Machine 10Key Univ Lite ships an update every 6 weeks, Accounts 3 Checkbook every 2 weeks. The most recent releases landed on October 22, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Adding Machine 10Key Univ Lite | Accounts 3 Checkbook |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | [4.3 (192 ratings)](https://appshunter.io/ios/app/adding-machine-10key-univ-lite/id579393645/reviews) | **[4.5 (3.2K ratings)](https://appshunter.io/ios/app/accounts-3-checkbook/id1638551535/reviews)** |
| Number of ratings | 192 | **3.2K** |
| Positive reviews | **79.6% of reviews** | 63.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | **Free** | Paid |
| Best chart rank | — | **#20** |
| Size | 23 MB | 10 MB |
| Requires iOS | **12.4** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Richard Silverman](https://appshunter.io/developer/297096643) | [SVT Software](https://appshunter.io/developer/286029963) |

## What reviewers say

### Adding Machine 10Key Univ Lite

[App page](https://appshunter.io/ios/app/adding-machine-10key-univ-lite/id579393645)

This app emulates a traditional 10-key adding machine for precise calculations. It offers features like reversed operator entry, percentage calculation, and the ability to edit and save paper tape files. The iPad version includes a full-size keypad with audio feedback for enhanced accuracy.

**Highlights:** 10-key adding machine emulation, Reversed operator entry, Percentage calculation, Paper tape editing and saving, Export paper tape files, TypeTone audio feedback (iPad)

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Works like a real adding machine
- 👍 Tape feature is useful
- 👍 Large, clear numbers
- 👍 Good for bookkeeping

**What reviewers complain about**

- 💸 Paid version is expensive
- 📉 Ads take up screen space on iPhone
- 🤏 Keys are too small on lite version
- 🗄️ Lite version has limited lines
- 💡 Trailing zeros not displayed

**Reported bugs**

- 3 digits get frozen during calculations
- Crashed and lost data
- The "don't ask again" button for reviews does nothing
- App freezes when switching apps

**Requested features**

- Ability to set automatic cents
- Two sales tax rates or ability to deselect items from tax
- More lines in the free version
- More screen space on iPhone
- Ability to add more before clearing


### Accounts 3 Checkbook

[App page](https://appshunter.io/ios/app/accounts-3-checkbook/id1638551535)

**Currently charting:** #20 Top Paid · Finance (US App Store)

Manage your personal finances and replace your paper checkbook with this intuitive application. Track daily transactions, schedule recurring payments, and capture photo receipts. Generate insightful reports and export your data in various formats for easy analysis.

**Highlights:** Schedule recurring transactions, Capture photo receipts, Generate graphs and reports, Sync data via iCloud, Export data in CSV, QIF, HTML, Touch and Face ID support, AirPrint support

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Helpful features
- 🔒 Secure data storage
- 💡 Recurring transactions
- 🚀 Smooth syncing between devices

**What reviewers complain about**

- 🐛 Sync issues
- 🐛 Incorrect transaction recording
- 🐛 Crashing and freezing
- 💡 Limited customization options
- 🔒 Lack of customer support

**Reported bugs**

- Sync issues between devices
- Incorrect transaction recording
- Crashing and freezing
- Inability to change time of recurring transactions

**Requested features**

- Ability to view future recurring transactions
- Option to duplicate transactions
- Customizable report generation
- Improved syncing between multiple devices
- Direct contact with developer for support


## Frequently asked questions

### Is Adding Machine 10Key Univ Lite free?

Adding Machine 10Key Univ Lite is free to download, with no in-app purchases.

### Is Accounts 3 Checkbook free?

Accounts 3 Checkbook costs $4.99, with no in-app purchases.

### Which has better reviews, Adding Machine 10Key Univ Lite or Accounts 3 Checkbook?

Accounts 3 Checkbook is rated higher. Adding Machine 10Key Univ Lite averages 4.3 out of 5 from 192 ratings, while Accounts 3 Checkbook averages 4.5 from 3.2K ratings.

### Do Adding Machine 10Key Univ Lite or Accounts 3 Checkbook have ads?

Neither Adding Machine 10Key Univ Lite nor Accounts 3 Checkbook shows ads.

### Which is updated more often, Adding Machine 10Key Univ Lite or Accounts 3 Checkbook?

Adding Machine 10Key Univ Lite ships an update every 6 weeks, and Accounts 3 Checkbook every 2 weeks. Most recently, Adding Machine 10Key Univ Lite was updated on October 22, 2026 and Accounts 3 Checkbook on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*