# CheckPlease! vs iOweYou

The clearest difference is ads: CheckPlease! at none against iOweYou's shown. CheckPlease! also leads on iOS requirement (11.0 vs 17.6). iOweYou's advantage is update cadence (every 2 months vs every 38 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CheckPlease! ships an update every 38 months, iOweYou every 2 months. The most recent releases landed on October 7, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | CheckPlease! | iOweYou |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/checkplease/id579950508/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 38 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 0 MB | 22 MB |
| Requires iOS | **11.0** | 17.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Tore Stigbrand](https://appshunter.io/developer/579950611) | [Nikolai Nobadi](https://appshunter.io/developer/1330360753) |

## What reviewers say

### CheckPlease!

[App page](https://appshunter.io/ios/app/checkplease/id579950508)

Easily manage shared expenses and debts among groups. Track who paid for what and calculate individual balances. Settle up debts efficiently with clear reports sent via email.

**Highlights:** Register bills and assign payers, Calculate individual balances, Track debt settlement, Email balance reports, Email settlement details

**In-app purchases:** none


### iOweYou

[App page](https://appshunter.io/ios/app/ioweyou-debt-tracker/id6450847298)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CheckPlease! free?

CheckPlease! is free to download, with no in-app purchases.

### Is iOweYou free?

iOweYou is free to download, with no in-app purchases.

### Do CheckPlease! or iOweYou have ads?

iOweYou shows ads; CheckPlease! does not.

### Which is updated more often, CheckPlease! or iOweYou?

CheckPlease! ships an update every 38 months, and iOweYou every 2 months. Most recently, CheckPlease! was updated on October 7, 2026 and iOweYou on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*