# CheckPlease! vs Money Guard

The clearest difference is update cadence: Money Guard at every 3 days against CheckPlease!'s every 38 months. CheckPlease!'s advantage is iOS requirement (11.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CheckPlease! ships an update every 38 months, Money Guard every 3 days. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CheckPlease! | Money Guard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/checkplease/id579950508/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 38 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 0 MB | 7 MB |
| Requires iOS | **11.0** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Tore Stigbrand](https://appshunter.io/developer/579950611) | [Gustavo Hoze Ercolesea](https://appshunter.io/developer/1829244889) |

## What reviewers say

### CheckPlease!

[App page](https://appshunter.io/ios/app/checkplease/id579950508)

Easily manage shared expenses and debts among groups. Track who paid for what and calculate individual balances. Settle up debts efficiently with clear reports sent via email.

**Highlights:** Register bills and assign payers, Calculate individual balances, Track debt settlement, Email balance reports, Email settlement details

**In-app purchases:** none


### Money Guard

[App page](https://appshunter.io/ios/app/money-guard-spend-smart/id6760742354)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CheckPlease! free?

CheckPlease! is free to download, with no in-app purchases.

### Is Money Guard free?

Money Guard is free to download, with no in-app purchases.

### Do CheckPlease! or Money Guard have ads?

Neither CheckPlease! nor Money Guard shows ads.

### Which is updated more often, CheckPlease! or Money Guard?

CheckPlease! ships an update every 38 months, and Money Guard every 3 days. Most recently, CheckPlease! was updated on October 7, 2026 and Money Guard on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*