# Research Library & Analytics vs monait

The clearest difference is rating: monait at 5.0 against Research Library & Analytics's 3.6. monait also leads on update cadence (every 2 days vs every 3 months). Research Library & Analytics's advantage is in-app purchases (none vs 3) and ratings volume (31 vs 1). On price, ads and device support there is nothing between them.

Both are free to download. monait sells 3 in-app purchases, starting at $0.99 per month. Research Library & Analytics asks for nothing beyond the download.

monait holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: Research Library & Analytics has 31 ratings behind it against 1, so its average is the more settled of the two.

Research Library & Analytics ships an update every 3 months, monait every 2 days. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Research Library & Analytics | monait |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (31 ratings)](https://appshunter.io/ios/app/research-library-and-analytics/id580203536/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/monait/id6749173495/reviews)** |
| Number of ratings | **31** | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 days** |
| Monetization | **Free** | Freemium |
| Size | 19 MB | 10 MB |
| Requires iOS | **15.6** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Bank of America](https://appshunter.io/developer/284847141) | [Jinheng Li](https://appshunter.io/developer/1822813127) |

## What reviewers say

### Research Library & Analytics

[App page](https://appshunter.io/ios/app/research-library-and-analytics/id580203536)

Access global research products from BofA Securities anytime, anywhere. This app is designed for institutional clients with a BofA Mercury™ Portal ID. Download is free, but standard data rates apply.

**Highlights:** Access proprietary global research, Available anytime, anywhere, For institutional clients, Requires BofA Mercury™ Portal ID, Free to download

**Features:** macOS Compatibility

**In-app purchases:** none


### monait

[App page](https://appshunter.io/ios/app/monait/id6749173495)

Manage your finances effortlessly with an intelligent companion that tracks income, expenses, and budgets. Features include receipt scanning, voice input, and AI-driven financial insights. Set savings goals and receive bill reminders for comprehensive money management.

**Highlights:** Smart income tracking, Expense management with budget alerts, Receipt scanner with OCR, Voice transaction input, AI financial assistant, Real-time analytics and reports, Bank account synchronization

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| monait Pro - Monthly | $0.99 | per month |
| monait Pro - Yearly | $5.99 | per year |
| monait Pro | $6.99 | one-time |


## Frequently asked questions

### Is Research Library & Analytics free?

Research Library & Analytics is free to download, with no in-app purchases.

### Is monait free?

monait is free to download, with in-app purchases available.

### Which has better reviews, Research Library & Analytics or monait?

monait is rated higher. Research Library & Analytics averages 3.6 out of 5 from 31 ratings, while monait averages 5.0 from 1 ratings.

### Do Research Library & Analytics or monait have ads?

Neither Research Library & Analytics nor monait shows ads.

### Which is updated more often, Research Library & Analytics or monait?

Research Library & Analytics ships an update every 3 months, and monait every 2 days. Most recently, Research Library & Analytics was updated on November 6, 2026 and monait on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*