# Payfirma MobileHQ vs CardPointe

The clearest difference is review sentiment: Payfirma MobileHQ at 72% against CardPointe's 21%. Payfirma MobileHQ also leads on iOS requirement (8.0 vs 15.0). CardPointe's advantage is rating (2.6 vs 2.3) and ratings volume (31 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CardPointe holds the better App Store score, 2.6 against 2.3. That said, the two scores are not equally well evidenced: CardPointe has 31 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 72% of Payfirma MobileHQ's written reviews are positive against 21% of CardPointe's, so the app with the better star average is not the one people write more warmly about.

Payfirma MobileHQ ships an update every 4 months, CardPointe every 5 months. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Payfirma MobileHQ | CardPointe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/payfirma-mobilehq/id580364068/reviews) | **[2.6 (31 ratings)](https://appshunter.io/ios/app/cardpointe/id1095694344/reviews)** |
| Number of ratings | 3 | **31** |
| Positive reviews | **72.2% of reviews** | 21.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 41 MB | 61 MB |
| Requires iOS | **8.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Payfirma Corporation](https://appshunter.io/developer/431460963) | [CardConnect, LLC](https://appshunter.io/developer/1095694343) |

## What reviewers say

### Payfirma MobileHQ

[App page](https://appshunter.io/ios/app/payfirma-mobilehq/id580364068)

This app transforms your iPhone into a mobile payment processing center. It allows businesses to accept various payment types, track transactions, send digital receipts, and manage customer profiles. Run your business operations conveniently from your mobile device.

**Highlights:** Accept credit card payments, Track cash and check payments, Email digital receipts, Process refunds, Cloud-based customer profiles, Map sale locations

**Features:** macOS Compatibility

**In-app purchases:** none


### CardPointe

[App page](https://appshunter.io/ios/app/cardpointe/id1095694344)

Process and manage all major credit card payments seamlessly. Accept card-present transactions on the go, manage products, and gain insights with a live reporting dashboard. Streamline your business operations with robust transaction management and customer profiles.

**Highlights:** Virtual Terminal for credit card processing, Mobile card reader for on-the-go payments, Product catalog management, Signature capture, Customer profile management, Live reporting dashboard, Transaction management (void, refund, reprocess)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Payfirma MobileHQ free?

Payfirma MobileHQ is free to download, with no in-app purchases.

### Is CardPointe free?

CardPointe is free to download, with no in-app purchases.

### Which has better reviews, Payfirma MobileHQ or CardPointe?

CardPointe is rated higher. Payfirma MobileHQ averages 2.3 out of 5 from 3 ratings, while CardPointe averages 2.6 from 31 ratings.

### Do Payfirma MobileHQ or CardPointe have ads?

Neither Payfirma MobileHQ nor CardPointe shows ads.

### Which is updated more often, Payfirma MobileHQ or CardPointe?

Payfirma MobileHQ ships an update every 4 months, and CardPointe every 5 months. Most recently, Payfirma MobileHQ was updated on October 15, 2026 and CardPointe on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*