# Simplii Financial vs SimpleDirect Financing

The clearest difference is rating: SimpleDirect Financing at 5.0 against Simplii Financial's 4.0. SimpleDirect Financing also leads on update cadence (fortnightly vs every 5 weeks) and iOS requirement (15.1 vs 17.0). Simplii Financial's advantage is ratings volume (75 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SimpleDirect Financing holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Simplii Financial has 75 ratings behind it against 1, so its average is the more settled of the two.

Simplii Financial ships an update every 5 weeks, SimpleDirect Financing fortnightly. The most recent releases landed on October 14, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Simplii Financial | SimpleDirect Financing |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (75 ratings)](https://appshunter.io/ios/app/simplii-financial/id581352806/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/simpledirect-financing/id1487540329/reviews)** |
| Number of ratings | **75** | 1 |
| Positive reviews | 26.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 81 MB | 31 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [CIBC](https://appshunter.io/developer/351448956) | [Onic Systems, Inc.](https://appshunter.io/developer/1487540328) |

## What reviewers say

### Simplii Financial

[App page](https://appshunter.io/ios/app/simplii-financial/id581352806)

Manage your finances on the go with this award-winning banking app. Pay bills, transfer funds, send and receive money internationally for free, and apply for new accounts. Enjoy exclusive offers and secure banking features.

**Highlights:** Pay bills, Transfer funds, Send/receive money internationally, Order foreign cash, Apply for accounts, Manage alerts, Chat with live agent

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 🚀 Smooth performance
- 💳 Convenient banking features

**What reviewers complain about**

- 🐛 Frequent login issues
- ⚠️ Buggy updates
- 💸 Excessive fees
- 🤖 Poor customer service

**Reported bugs**

- App freezes during login
- Mobile deposit not working
- Notification badge not clearing

**Requested features**

- Dark mode option
- Transaction notifications
- Improved account management tools


### SimpleDirect Financing

[App page](https://appshunter.io/ios/app/simpledirect-financing/id1487540329)

This app enables businesses to offer fast, branded financing to their customers, simplifying the process with quick approvals and funding. It supports a wide range of credit types and loan amounts, helping businesses close more deals and grow.

**Highlights:** Offer branded financing, Fast customer approvals, Quick funding, Support for various credit types, Flexible loan options, No prepayment penalties

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Simplii Financial free?

Simplii Financial is free to download, with no in-app purchases.

### Is SimpleDirect Financing free?

SimpleDirect Financing is free to download, with no in-app purchases.

### Which has better reviews, Simplii Financial or SimpleDirect Financing?

SimpleDirect Financing is rated higher. Simplii Financial averages 4.0 out of 5 from 75 ratings, while SimpleDirect Financing averages 5.0 from 1 ratings.

### Do Simplii Financial or SimpleDirect Financing have ads?

Neither Simplii Financial nor SimpleDirect Financing shows ads.

### Which is updated more often, Simplii Financial or SimpleDirect Financing?

Simplii Financial ships an update every 5 weeks, and SimpleDirect Financing fortnightly. Most recently, Simplii Financial was updated on October 14, 2026 and SimpleDirect Financing on October 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*