# Simplii Financial vs Square One

The clearest difference is review sentiment: Square One at 62% against Simplii Financial's 26%. Square One also leads on iOS requirement (14.0 vs 17.0). Simplii Financial's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simplii Financial ships an update every 5 weeks, Square One every 6 weeks. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Simplii Financial | Square One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (74 ratings)](https://appshunter.io/ios/app/simplii-financial/id581352806/reviews)** | — |
| Number of ratings | **74** | — |
| Positive reviews | 26.5% of reviews | **61.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 143 MB | 39 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CIBC](https://appshunter.io/developer/351448956) | [Square One Insurance](https://appshunter.io/developer/1647421648) |

## What reviewers say

### Simplii Financial

[App page](https://appshunter.io/ios/app/simplii-financial/id581352806)

Manage your finances on the go with this award-winning banking app. Pay bills, transfer funds, send and receive money internationally for free, and apply for new accounts. Enjoy exclusive offers and secure banking features.

**Highlights:** Pay bills, Transfer funds, Send/receive money internationally, Order foreign cash, Apply for accounts, Manage alerts, Chat with live agent

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 🚀 Smooth performance
- 💳 Convenient banking features

**What reviewers complain about**

- 🐛 Frequent login issues
- ⚠️ Buggy updates
- 💸 Excessive fees
- 🤖 Poor customer service

**Reported bugs**

- App freezes during login
- Mobile deposit not working
- Notification badge not clearing

**Requested features**

- Dark mode option
- Transaction notifications
- Improved account management tools


### Square One

[App page](https://appshunter.io/ios/app/square-one/id6443588558)

Easily quote, purchase, and manage home or car insurance policies on the go. Submit and track claims, and get expert help from licensed agents via webchat or phone. Get personalized coverage in minutes.

**Highlights:** Quote and buy insurance, Manage policies, Submit and track claims, Expert agent assistance, Personalized coverage options

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Simplii Financial free?

Simplii Financial is free to download, with no in-app purchases.

### Is Square One free?

Square One is free to download, with no in-app purchases.

### Do Simplii Financial or Square One have ads?

Neither Simplii Financial nor Square One shows ads.

### Which is updated more often, Simplii Financial or Square One?

Simplii Financial ships an update every 5 weeks, and Square One every 6 weeks. Most recently, Simplii Financial was updated on September 24, 2026 and Square One on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*