# Simplii Financial vs Spendwise

The clearest difference is price: Simplii Financial at Free against Spendwise's $0.99. Spendwise's advantage is update cadence (fortnightly vs every 5 weeks). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Simplii Financial is free to download; Spendwise costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Simplii Financial ships an update every 5 weeks, Spendwise fortnightly. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Simplii Financial | Spendwise |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[3.9 (76 ratings)](https://appshunter.io/ios/app/simplii-financial/id581352806/reviews)** | — |
| Number of ratings | **76** | — |
| Positive reviews | 23.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free | — |
| Size | 81 MB | 3 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CIBC](https://appshunter.io/developer/351448956) | [WizEyes Tech](https://appshunter.io/developer/1439521845) |

## What reviewers say

### Simplii Financial

[App page](https://appshunter.io/ios/app/simplii-financial/id581352806)

Manage your finances on the go with this award-winning banking app. Pay bills, transfer funds, send and receive money internationally for free, and apply for new accounts. Enjoy exclusive offers and secure banking features.

**Highlights:** Pay bills, Transfer funds, Send/receive money internationally, Order foreign cash, Apply for accounts, Manage alerts, Chat with live agent

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 🚀 Smooth performance
- 💳 Convenient banking features

**What reviewers complain about**

- 🐛 Frequent login issues
- ⚠️ Buggy updates
- 💸 Excessive fees
- 🤖 Poor customer service

**Reported bugs**

- App freezes during login
- Mobile deposit not working
- Notification badge not clearing

**Requested features**

- Dark mode option
- Transaction notifications
- Improved account management tools


### Spendwise

[App page](https://appshunter.io/ios/app/spendwise-expense-tracker/id6477726440)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Simplii Financial free?

Simplii Financial is free to download, with no in-app purchases.

### Is Spendwise free?

Spendwise costs $0.99, with no in-app purchases.

### Do Simplii Financial or Spendwise have ads?

Neither Simplii Financial nor Spendwise shows ads.

### Which is updated more often, Simplii Financial or Spendwise?

Simplii Financial ships an update every 5 weeks, and Spendwise fortnightly. Most recently, Simplii Financial was updated on November 1, 2026 and Spendwise on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*