# MySelective vs myPayNJTA

The clearest difference is rating: MySelective at 4.7 against myPayNJTA's 2.4. MySelective also leads on review sentiment (46% vs 9%) and ratings volume (3.9K vs 20). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MySelective holds the better App Store score, 4.7 against 2.4. That said, the two scores are not equally well evidenced: MySelective has 3.9K ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 46% of MySelective's written reviews are positive against 9% of myPayNJTA's.

MySelective ships an update every 2 months, myPayNJTA every 6 weeks. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | MySelective | myPayNJTA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3.9K ratings)](https://appshunter.io/ios/app/myselective/id582172740/reviews)** | [2.4 (20 ratings)](https://appshunter.io/ios/app/mypaynjta/id1564149288/reviews) |
| Number of ratings | **3.9K** | 20 |
| Positive reviews | **46.0% of reviews** | 9.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 108 MB | 138 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Selective Insurance Group, Inc.](https://appshunter.io/developer/582172743) | [NEW JERSEY TURNPIKE AUTHORITY](https://appshunter.io/developer/1564149290) |

## What reviewers say

### MySelective

[App page](https://appshunter.io/ios/app/myselective/id582172740)

Manage your insurance policies with ease. Activate accounts, view policy details, access ID cards, and request certificates. Get support through live chat, make payments, and access roadside assistance. Report and track claims, and find service providers.

**Highlights:** Account activation, Biometric login, View policy information, Access ID cards, Request insurance certificates, Live chat support, Make payments, Roadside assistance, Report and track claims

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy app
- 👍 Efficient
- 👍 Convenient and simple
- 👍 User friendly
- 👍 Great app

**What reviewers complain about**

- 🐛 App freezes
- 🐛 Unresponsive app
- 🐛 Buggy app
- 🐛 Slow app
- 🐛 Unable to log in

**Reported bugs**

- App freezes after login
- Unable to log in or reset password
- Unable to pay bills through the app
- Incompatible with older devices
- Crashes after recent update

**Requested features**

- Add insurance cards to iPhone wallet
- Improve certificate filling out functionality
- Add more lines for address and info
- Implement dark mode option
- Provide advanced analytics dashboard


### myPayNJTA

[App page](https://appshunter.io/ios/app/mypaynjta/id1564149288)

This official app allows users to conveniently settle transactions related to Insufficient Funds Slips issued by the New Jersey Turnpike Authority. It provides a quick and easy way to manage and pay these specific financial obligations.

**Highlights:** Pay Insufficient Funds Slip transactions, Official New Jersey Turnpike Authority app, Quick and easy payment process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MySelective free?

MySelective is free to download, with no in-app purchases.

### Is myPayNJTA free?

myPayNJTA is free to download, with no in-app purchases.

### Which has better reviews, MySelective or myPayNJTA?

MySelective is rated higher. MySelective averages 4.7 out of 5 from 3.9K ratings, while myPayNJTA averages 2.4 from 20 ratings.

### Do MySelective or myPayNJTA have ads?

Neither MySelective nor myPayNJTA shows ads.

### Which is updated more often, MySelective or myPayNJTA?

MySelective ships an update every 2 months, and myPayNJTA every 6 weeks. Most recently, MySelective was updated on November 10, 2026 and myPayNJTA on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*