# MySelective vs Nilnoc TipCalc

The clearest difference is review sentiment: Nilnoc TipCalc at 100% against MySelective's 46%. Nilnoc TipCalc also leads on rating (5.0 vs 4.7). MySelective's advantage is in-app purchases (none vs 1) and update cadence (every 2 months vs every 20 months). On price, ads and device support there is nothing between them.

Both are free to download. Nilnoc TipCalc sells 1 one-off in-app purchase. MySelective asks for nothing beyond the download.

Nilnoc TipCalc holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: MySelective has 3.8K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 46% of MySelective's written reviews are positive against 100% of Nilnoc TipCalc's.

MySelective ships an update every 2 months, Nilnoc TipCalc every 20 months. The most recent releases landed on October 17, 2026 and June 25, 2026 respectively.

## The numbers

| Metric | MySelective | Nilnoc TipCalc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (3.8K ratings)](https://appshunter.io/ios/app/myselective/id582172740/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/nilnoc-tipcalc/id650442994/reviews)** |
| Number of ratings | **3.8K** | 2 |
| Positive reviews | 46.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 20 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 108 MB | 2 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Selective Insurance Group, Inc.](https://appshunter.io/developer/582172743) | [John Conlin](https://appshunter.io/developer/576052961) |

## What reviewers say

### MySelective

[App page](https://appshunter.io/ios/app/myselective/id582172740)

Manage your insurance policies with ease. Activate accounts, view policy details, access ID cards, and request certificates. Get support through live chat, make payments, and access roadside assistance. Report and track claims, and find service providers.

**Highlights:** Account activation, Biometric login, View policy information, Access ID cards, Request insurance certificates, Live chat support, Make payments, Roadside assistance, Report and track claims

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy app
- 👍 Efficient
- 👍 Convenient and simple
- 👍 User friendly
- 👍 Great app

**What reviewers complain about**

- 🐛 App freezes
- 🐛 Unresponsive app
- 🐛 Buggy app
- 🐛 Slow app
- 🐛 Unable to log in

**Reported bugs**

- App freezes after login
- Unable to log in or reset password
- Unable to pay bills through the app
- Incompatible with older devices
- Crashes after recent update

**Requested features**

- Add insurance cards to iPhone wallet
- Improve certificate filling out functionality
- Add more lines for address and info
- Implement dark mode option
- Provide advanced analytics dashboard


### Nilnoc TipCalc

[App page](https://appshunter.io/ios/app/nilnoc-tipcalc/id650442994)

Calculate tips and split bills effortlessly. This utility app allows for custom rounding, bill exclusion, and division among multiple people. It also features a camera mode with zoom and light.

**Highlights:** Tip calculation, Bill splitting, Custom rounding, Amount exclusion, Camera mode with zoom and light

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Disable Banner Ads | $0.99 | one-time |


## Frequently asked questions

### Is MySelective free?

MySelective is free to download, with no in-app purchases.

### Is Nilnoc TipCalc free?

Nilnoc TipCalc is free to download, with in-app purchases available.

### Which has better reviews, MySelective or Nilnoc TipCalc?

Nilnoc TipCalc is rated higher. MySelective averages 4.7 out of 5 from 3.8K ratings, while Nilnoc TipCalc averages 5.0 from 2 ratings.

### Do MySelective or Nilnoc TipCalc have ads?

Neither MySelective nor Nilnoc TipCalc shows ads.

### Which is updated more often, MySelective or Nilnoc TipCalc?

MySelective ships an update every 2 months, and Nilnoc TipCalc every 20 months. Most recently, MySelective was updated on October 17, 2026 and Nilnoc TipCalc on June 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*