# MySelective vs xCalc

The clearest difference is review sentiment: xCalc at 100% against MySelective's 46%. MySelective's advantage is price (Free vs $0.99) and update cadence (every 2 months vs every 8 months). On ads, in-app purchases and device support there is nothing between them.

MySelective is free to download; xCalc costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

MySelective ships an update every 2 months, xCalc every 8 months. The most recent releases landed on November 6, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | MySelective | xCalc |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.7 (3.9K ratings)](https://appshunter.io/ios/app/myselective/id582172740/reviews)** | — |
| Number of ratings | **3.9K** | — |
| Positive reviews | 46.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 8 months |
| Monetization | **Free** | Paid |
| Size | 108 MB | 1 MB |
| Requires iOS | **13.0** | 26.2 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Selective Insurance Group, Inc.](https://appshunter.io/developer/582172743) | [Kouichi Abe](https://appshunter.io/developer/295852950) |

## What reviewers say

### MySelective

[App page](https://appshunter.io/ios/app/myselective/id582172740)

Manage your insurance policies with ease. Activate accounts, view policy details, access ID cards, and request certificates. Get support through live chat, make payments, and access roadside assistance. Report and track claims, and find service providers.

**Highlights:** Account activation, Biometric login, View policy information, Access ID cards, Request insurance certificates, Live chat support, Make payments, Roadside assistance, Report and track claims

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy app
- 👍 Efficient
- 👍 Convenient and simple
- 👍 User friendly
- 👍 Great app

**What reviewers complain about**

- 🐛 App freezes
- 🐛 Unresponsive app
- 🐛 Buggy app
- 🐛 Slow app
- 🐛 Unable to log in

**Reported bugs**

- App freezes after login
- Unable to log in or reset password
- Unable to pay bills through the app
- Incompatible with older devices
- Crashes after recent update

**Requested features**

- Add insurance cards to iPhone wallet
- Improve certificate filling out functionality
- Add more lines for address and info
- Implement dark mode option
- Provide advanced analytics dashboard


### xCalc

[App page](https://appshunter.io/ios/app/xcalc-simple-calculator/id886562509)

A straightforward and user-friendly calculator app for performing basic arithmetic, tax calculations, and unit conversions. It offers memory functions, a calculation history, and customizable background colors for a personalized experience.

**Highlights:** Basic arithmetic operations, Memory functions, Tax calculation, Calculation history, Unit Converter, Customizable background colors

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MySelective free?

MySelective is free to download, with no in-app purchases.

### Is xCalc free?

xCalc costs $0.99, with no in-app purchases.

### Do MySelective or xCalc have ads?

Neither MySelective nor xCalc shows ads.

### Which is updated more often, MySelective or xCalc?

MySelective ships an update every 2 months, and xCalc every 8 months. Most recently, MySelective was updated on November 6, 2026 and xCalc on November 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*