# 簡単家計簿 vs SACOMBANK PAY

The clearest difference is price: SACOMBANK PAY at Free against 簡単家計簿's $3.99. SACOMBANK PAY also leads on update cadence (every 2 months vs every 10 months) and ratings volume (301 vs 1). 簡単家計簿's advantage is rating (5.0 vs 3.5) and ads (none vs shown). On in-app purchases there is nothing between them.

SACOMBANK PAY is free to download; 簡単家計簿 costs $3.99 up front. Neither carries in-app purchases, so what you see is what you pay.

簡単家計簿 holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: SACOMBANK PAY has 301 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 70% of 簡単家計簿's written reviews are positive against 41% of SACOMBANK PAY's.

簡単家計簿 ships an update every 10 months, SACOMBANK PAY every 2 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | 簡単家計簿 | SACOMBANK PAY |
| --- | --- | --- |
| Price | $3.99 | **Free** |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kakeibo/id582578562/reviews)** | [3.5 (301 ratings)](https://appshunter.io/ios/app/sacombank-pay/id1436283663/reviews) |
| Number of ratings | 1 | **301** |
| Positive reviews | **70.0% of reviews** | 41.5% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 10 months | **Every 2 months** |
| Monetization | Paid | **Free with in-app purchases** |
| Size | 1 MB | 272 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kanako Kobayashi](https://appshunter.io/developer/479149177) | [SAIGON TREASURE COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/860668140) |

## What reviewers say

### 簡単家計簿

[App page](https://appshunter.io/ios/app/kakeibo/id582578562)

A comprehensive household account book app designed for iPad, featuring quick entry and clear visual summaries of income and expenses. It offers detailed management options like separate cash/credit tracking, budget setting, and customizable charts to aid in spending control and financial analysis.

**Highlights:** Fast single-screen entry, Clear income/expense overview, Category-specific budget setting, Separate cash/credit management, Customizable charts and graphs, Backup and restore functionality, Passcode lock for privacy

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SACOMBANK PAY

[App page](https://appshunter.io/ios/app/sacombank-pay/id1436283663)

Manage your finances with a modern, secure, and convenient app. Enjoy free transactions, easy bill payments, and quick access to banking services like savings and loans. Update your personal information securely and redeem loyalty points for rewards.

**Highlights:** Free 24/7 transactions, Biometric and Smart OTP security, QR code and Apple Pay integration, Account balance and statement viewing, Open savings, apply for loans, Update personal information, Bill payments and top-ups

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly and intuitive
- 🔒 Secure and reliable
- 💡 Innovative features
- 🤑 Convenient for banking needs

**What reviewers complain about**

- 🐛 Frequent bugs and crashes
- ⏱️ Slow performance and lags
- 🔍 Lacking in-app support
- 💰 Unexpected fees and charges
- 🤖 Poor user experience

**Reported bugs**

- Login issues and account access problems
- Unreliable fund transfers and balance updates
- Compatibility issues with newer devices
- Frequent app crashes and freezes
- Inaccurate transaction records

**Requested features**

- Improved transaction history and notifications
- Biometric authentication options
- Customizable app settings
- Enhanced security measures
- Seamless integration with other financial services


## Frequently asked questions

### Is 簡単家計簿 free?

簡単家計簿 costs $3.99, with no in-app purchases.

### Is SACOMBANK PAY free?

SACOMBANK PAY is free to download, with no in-app purchases.

### Which has better reviews, 簡単家計簿 or SACOMBANK PAY?

簡単家計簿 is rated higher. 簡単家計簿 averages 5.0 out of 5 from 1 ratings, while SACOMBANK PAY averages 3.5 from 301 ratings.

### Do 簡単家計簿 or SACOMBANK PAY have ads?

SACOMBANK PAY shows ads; 簡単家計簿 does not.

### Which is updated more often, 簡単家計簿 or SACOMBANK PAY?

簡単家計簿 ships an update every 10 months, and SACOMBANK PAY every 2 months. Most recently, 簡単家計簿 was updated on November 1, 2026 and SACOMBANK PAY on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*