# Finanztest vs HSA

The clearest difference is in-app purchases: HSA at none against Finanztest's 28. HSA also leads on update cadence (every 4 months vs every 19 months). Finanztest's advantage is iOS requirement (14.0 vs 16.4). On price, ads and device support there is nothing between them.

Both are free to download. Finanztest sells 28 in-app purchases, starting at $14.99 per 3 months. HSA asks for nothing beyond the download.

Finanztest ships an update every 19 months, HSA every 4 months. The most recent releases landed on October 10, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Finanztest | HSA |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 4 months** |
| Monetization | Free with in-app purchases | — |
| Size | 32 MB | 68 MB |
| Requires iOS | **14.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Stiftung Warentest](https://appshunter.io/developer/426943455) | [WIADOK GmbH & Co. KG](https://appshunter.io/developer/1451176200) |

## What reviewers say

### Finanztest

[App page](https://appshunter.io/ios/app/finanztest/id582941027)

Access comprehensive consumer advice and legal information through digital editions of a trusted magazine. Offers tests and tips on insurance, investments, taxes, and law, with a service section comparing stocks and funds.

**Highlights:** Digital reading mode with adjustable text size, Dark mode for eye comfort, Text-to-speech function for articles, Text-based table of contents, Comparison of stocks and investment funds, Purchase individual issues or subscribe

**Features:** macOS Compatibility

**In-app purchases (28)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Abo | $14.99 | per 3 months |
| Abo | $29.99 | per 6 months |
| Abo | $59.99 | per year |
| Ausgabe 12/2017 | $3.99 | one-time |
| Ausgabe 04/2018 | $3.99 | one-time |
| Ausgabe 06/2020 | $3.99 | one-time |
| Ausgabe 04/21 | $3.99 | one-time |
| Ausgabe 05/23 | $4.99 | one-time |
| Ausgabe 03/24 | $5.99 | one-time |
| Ausgabe 04/24 | $5.99 | one-time |
| Ausgabe 06/2024 | $5.99 | one-time |
| Ausgabe 07/2024 | $5.99 | one-time |
| Ausgabe 03/2025 | $5.99 | one-time |
| Ausgabe 04/2025 | $5.99 | one-time |
| Ausgabe 12/2024 | $5.99 | one-time |
| Ausgabe 01/2025 | $5.99 | one-time |
| Ausgabe 02/2025 | $5.99 | one-time |
| Ausgabe 04/2026 | $6.99 | one-time |
| Ausgabe 01/2026 | $6.99 | one-time |
| Ausgabe 02/2026 | $6.99 | one-time |
| Ausgabe 03/2026 | $6.99 | one-time |
| Ausgabe 11/2025 | $6.99 | one-time |
| Ausgabe 12/2025 | $6.99 | one-time |
| Ausgabe 10/2025 | $6.99 | one-time |
| Ausgabe 05/2025 | $6.99 | one-time |
| Ausgabe 08/2025 | $6.99 | one-time |
| Ausgabe 07/2025 | $6.99 | one-time |
| Ausgabe 09/2025 | $6.99 | one-time |


### HSA

[App page](https://appshunter.io/ios/app/hsa/id1255596030)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Finanztest free?

Finanztest is free to download, with in-app purchases available.

### Is HSA free?

HSA is free to download, with no in-app purchases.

### Do Finanztest or HSA have ads?

Neither Finanztest nor HSA shows ads.

### Which is updated more often, Finanztest or HSA?

Finanztest ships an update every 19 months, and HSA every 4 months. Most recently, Finanztest was updated on October 10, 2026 and HSA on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*