# Client Access vs Xledger

The clearest difference is rating: Xledger at 5.0 against Client Access's 4.0. Xledger also leads on review sentiment (50% vs 28%). Client Access's advantage is ratings volume (155 vs 2) and update cadence (every 5 weeks vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Xledger holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Client Access has 155 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 28% of Client Access's written reviews are positive against 50% of Xledger's.

Client Access ships an update every 5 weeks, Xledger every 5 months. The most recent releases landed on September 27, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Client Access | Xledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (155 ratings)](https://appshunter.io/ios/app/client-access/id583365721/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/xledger/id1067802132/reviews)** |
| Number of ratings | **155** | 2 |
| Positive reviews | 28.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 5 months |
| Monetization | Free | Free |
| Size | 74 MB | 6 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Raymond James Financial](https://appshunter.io/developer/536927242) | [Xledger Labs AS](https://appshunter.io/developer/1067802131) |

## What reviewers say

### Client Access

[App page](https://appshunter.io/ios/app/client-access/id583365721)

Manage your investment portfolio, transfer funds, and deposit checks securely on your mobile device. Access account balances, market information, and financial documents anytime. It offers a secure vault for storing important papers and provides tools for in-depth financial reviews.

**Highlights:** View account balances and investment values, Transfer funds and deposit checks, Access market information, Store financial documents securely, Analyze asset allocation, Contact financial advisor

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 🚀 Fast performance and quick access to information
- 📊 Comprehensive account and portfolio information
- 🔒 Secure authentication options (Face ID, Touch ID)
- 📱 Mobile check deposit feature works well

**What reviewers complain about**

- 🐛 Persistent login issues and authentication failures
- 🐛 App crashes and freezes frequently
- 📉 Lacks data visualization and charting capabilities
- 📊 Missing critical portfolio information and metrics
- 🔍 Poor search functionality (app not discoverable by bank name)

**Reported bugs**

- Login button greyed out or unresponsive
- Verification codes delayed or stuck in system
- App displays white screen on launch
- Password authentication fails despite correct credentials
- Face ID and Touch ID functionality broken

**Requested features**

- Add graphing and charting capabilities for portfolio performance
- Enable historical data viewing and trend analysis over time
- Implement frozen headers when scrolling through portfolio data
- Add ability to trade mutual funds and stocks
- Display daily change and month-to-date change in account overview


### Xledger

[App page](https://appshunter.io/ios/app/xledger/id1067802132)

This finance app allows employees to track time and expenses, upload receipts, and manage basic settings. Managers can view employee lists, approve timesheets and payments, and access updated bank balances. It requires employer subscription to Xledger.

**Highlights:** Time tracking, Expense management, Receipt uploading, Timesheet approval, Bank balance access, Multilingual support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Client Access free?

Client Access is free to download, with no in-app purchases.

### Is Xledger free?

Xledger is free to download, with no in-app purchases.

### Which has better reviews, Client Access or Xledger?

Xledger is rated higher. Client Access averages 4.0 out of 5 from 155 ratings, while Xledger averages 5.0 from 2 ratings.

### Do Client Access or Xledger have ads?

Neither Client Access nor Xledger shows ads.

### Which is updated more often, Client Access or Xledger?

Client Access ships an update every 5 weeks, and Xledger every 5 months. Most recently, Client Access was updated on September 27, 2026 and Xledger on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*