# Client Access vs Capital Group RKDirect 401k

The clearest difference is rating: Capital Group RKDirect 401k at 4.7 against Client Access's 4.0. Capital Group RKDirect 401k also leads on ratings volume (12K vs 157). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Capital Group RKDirect 401k holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Capital Group RKDirect 401k has 12K ratings behind it against 157, so its average is the more settled of the two. Written reviews split almost evenly too, at 28% and 28% positive.

Client Access ships an update every 5 weeks, Capital Group RKDirect 401k monthly. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Client Access | Capital Group RKDirect 401k |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (157 ratings)](https://appshunter.io/ios/app/client-access/id583365721/reviews) | **[4.7 (12K ratings)](https://appshunter.io/ios/app/capital-group-rkdirect-401k/id1489216038/reviews)** |
| Number of ratings | 157 | **12K** |
| Positive reviews | **28.0% of reviews** | 27.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 74 MB | 42 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Raymond James Financial](https://appshunter.io/developer/536927242) | [SS&C Technologies, Inc.](https://appshunter.io/developer/438722215) |

## What reviewers say

### Client Access

[App page](https://appshunter.io/ios/app/client-access/id583365721)

Manage your investment portfolio, transfer funds, and deposit checks securely on your mobile device. Access account balances, market information, and financial documents anytime. It offers a secure vault for storing important papers and provides tools for in-depth financial reviews.

**Highlights:** View account balances and investment values, Transfer funds and deposit checks, Access market information, Store financial documents securely, Analyze asset allocation, Contact financial advisor

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 🚀 Fast performance and quick access to information
- 📊 Comprehensive account and portfolio information
- 🔒 Secure authentication options (Face ID, Touch ID)
- 📱 Mobile check deposit feature works well

**What reviewers complain about**

- 🐛 Persistent login issues and authentication failures
- 🐛 App crashes and freezes frequently
- 📉 Lacks data visualization and charting capabilities
- 📊 Missing critical portfolio information and metrics
- 🔍 Poor search functionality (app not discoverable by bank name)

**Reported bugs**

- Login button greyed out or unresponsive
- Verification codes delayed or stuck in system
- App displays white screen on launch
- Password authentication fails despite correct credentials
- Face ID and Touch ID functionality broken

**Requested features**

- Add graphing and charting capabilities for portfolio performance
- Enable historical data viewing and trend analysis over time
- Implement frozen headers when scrolling through portfolio data
- Add ability to trade mutual funds and stocks
- Display daily change and month-to-date change in account overview


### Capital Group RKDirect 401k

[App page](https://appshunter.io/ios/app/capital-group-rkdirect-401k/id1489216038)

Manage your employer-sponsored retirement plan on the go. View account details like balances, rates of return, and transaction history. Make changes to your investments, contribution allocations, and personal information as permitted by your plan.

**Highlights:** View account balances, Check personal rate of return, Review transaction history, Adjust contribution allocations, Exchange between funds, Rebalance account, Update personal information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Clean portfolio
- 👍 Excellent support
- 👍 Great app
- 👍 Truly excellent

**What reviewers complain about**

- 🐛 Biometrics issues
- 🐛 Login issues
- 🐛 App not working
- 🐛 Buggy UI
- 🐛 Lack of features

**Reported bugs**

- App crashes on login
- Incorrect account balances
- Biometrics not working
- Frequent login issues
- App not loading past splash screen

**Requested features**

- Add retirement calculator
- Improve reporting and analytics
- Add distribution option
- Allow contribution rate changes
- Provide more investment options


## Frequently asked questions

### Is Client Access free?

Client Access is free to download, with no in-app purchases.

### Is Capital Group RKDirect 401k free?

Capital Group RKDirect 401k is free to download, with no in-app purchases.

### Which has better reviews, Client Access or Capital Group RKDirect 401k?

Capital Group RKDirect 401k is rated higher. Client Access averages 4.0 out of 5 from 157 ratings, while Capital Group RKDirect 401k averages 4.7 from 12K ratings.

### Do Client Access or Capital Group RKDirect 401k have ads?

Neither Client Access nor Capital Group RKDirect 401k shows ads.

### Which is updated more often, Client Access or Capital Group RKDirect 401k?

Client Access ships an update every 5 weeks, and Capital Group RKDirect 401k monthly. Most recently, Client Access was updated on October 22, 2026 and Capital Group RKDirect 401k on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*