# Security First CU vs McAllen Public Utility Mobile

Security First CU and McAllen Public Utility Mobile both sit at 4.8 stars, but that hides the real split: 93% of McAllen Public Utility Mobile's written reviews are positive against 14% of Security First CU's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Security First CU against 4.9 for McAllen Public Utility Mobile. Both are backed by a comparable volume of ratings — 1.9K and 646 respectively. Written reviews are what separate them: 14% of Security First CU's written reviews are positive against 93% of McAllen Public Utility Mobile's.

Security First CU ships an update every 3 months, McAllen Public Utility Mobile every 4 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Security First CU | McAllen Public Utility Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.9K ratings)](https://appshunter.io/ios/app/security-first-cu/id583960730/reviews) | **[4.9 (646 ratings)](https://appshunter.io/ios/app/mcallen-public-utility-mobile/id1449190171/reviews)** |
| Number of ratings | **1.9K** | 646 |
| Positive reviews | 13.6% of reviews | **93.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 123 MB | 25 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Security First Credit Union](https://appshunter.io/developer/583960733) | [Paymentus Corporation](https://appshunter.io/developer/779712427) |

## What reviewers say

### Security First CU

[App page](https://appshunter.io/ios/app/security-first-cu/id583960730)

Manage your finances securely from your mobile device. Deposit checks, transfer funds, pay bills, and send money with Zelle. Access account balances, view recent transactions, and locate branches.

**Highlights:** Deposit checks with camera, Transfer funds between accounts, Pay bills on the go, Send money with Zelle, Check account balances, View recent transactions, Secure live chat

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Awesome app
- 👍 Easy to use
- 👍 Modern and attractive design

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Login issues
- 🐛 Connectivity problems
- 🐛 Compatibility issues with iOS updates
- 🔒 Security concerns with account lockouts

**Reported bugs**

- App crashes on startup
- Login screen freezes
- Incorrect security question answers
- Inability to access account after iOS updates

**Requested features**

- Mobile check deposit
- Improved Zelle integration
- 24/7 customer support


### McAllen Public Utility Mobile

[App page](https://appshunter.io/ios/app/mcallen-public-utility-mobile/id1449190171)

Manage your utility payments conveniently from your iOS device. This app allows customers to enroll and securely pay their bills. It's designed for easy access to your billing information and payment options.

**Highlights:** Make utility payments, Enroll in the service, Pay bills from iOS device, Account management

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient
- 🚀 Quick payments
- 🚀 Saves time
- 👍 User-friendly interface

**What reviewers complain about**

- 💰 Convenience fee for payments
- 🐛 Navigation issues for some users

**Reported bugs**

- App crashes for some users
- Billing summary not showing for some

**Requested features**

- Autopay feature
- Face recognition sign-on


## Frequently asked questions

### Is Security First CU free?

Security First CU is free to download, with no in-app purchases.

### Is McAllen Public Utility Mobile free?

McAllen Public Utility Mobile is free to download, with no in-app purchases.

### Which has better reviews, Security First CU or McAllen Public Utility Mobile?

McAllen Public Utility Mobile is rated higher. Security First CU averages 4.8 out of 5 from 1.9K ratings, while McAllen Public Utility Mobile averages 4.9 from 646 ratings.

### Do Security First CU or McAllen Public Utility Mobile have ads?

Neither Security First CU nor McAllen Public Utility Mobile shows ads.

### Which is updated more often, Security First CU or McAllen Public Utility Mobile?

Security First CU ships an update every 3 months, and McAllen Public Utility Mobile every 4 months. Most recently, Security First CU was updated on November 1, 2026 and McAllen Public Utility Mobile on November 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*