# Security First CU vs SFCU Mobile Banking

Security First CU and SFCU Mobile Banking both sit at 4.8 stars, but that hides the real split: 76% of SFCU Mobile Banking's written reviews are positive against 14% of Security First CU's. SFCU Mobile Banking also leads on update cadence (monthly vs every 4 months). Security First CU's advantage is monetization model (free vs free with in-app purchases) and device support (4 vs 2). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Security First CU against 4.8 for SFCU Mobile Banking. Both are backed by a comparable volume of ratings — 1.9K and 2.2K respectively. Written reviews are what separate them: 14% of Security First CU's written reviews are positive against 76% of SFCU Mobile Banking's.

Security First CU ships an update every 4 months, SFCU Mobile Banking monthly. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Security First CU | SFCU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.9K ratings)](https://appshunter.io/ios/app/security-first-cu/id583960730/reviews) | [4.8 (2.2K ratings)](https://appshunter.io/ios/app/sfcu-mobile-banking/id1490149011/reviews) |
| Number of ratings | 1.9K | **2.2K** |
| Positive reviews | 13.6% of reviews | **76.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 122 MB | 176 MB |
| Requires iOS | **15.6** | 18.4 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Security First Credit Union](https://appshunter.io/developer/583960733) | [Signature Federal Credit Union](https://appshunter.io/developer/567808350) |

## What reviewers say

### Security First CU

[App page](https://appshunter.io/ios/app/security-first-cu/id583960730)

Manage your finances securely from your mobile device. Deposit checks, transfer funds, pay bills, and send money with Zelle. Access account balances, view recent transactions, and locate branches.

**Highlights:** Deposit checks with camera, Transfer funds between accounts, Pay bills on the go, Send money with Zelle, Check account balances, View recent transactions, Secure live chat

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Awesome app
- 👍 Easy to use
- 👍 Modern and attractive design

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Login issues
- 🐛 Connectivity problems
- 🐛 Compatibility issues with iOS updates
- 🔒 Security concerns with account lockouts

**Reported bugs**

- App crashes on startup
- Login screen freezes
- Incorrect security question answers
- Inability to access account after iOS updates

**Requested features**

- Mobile check deposit
- Improved Zelle integration
- 24/7 customer support


### SFCU Mobile Banking

[App page](https://appshunter.io/ios/app/sfcu-mobile-banking/id1490149011)

Manage all your financial accounts, including those from other institutions, in one place. This app offers tools to organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. Secure your finances with passcode and biometric login options.

**Highlights:** Aggregate accounts from multiple institutions, Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Easy to use app
- 💡 Great new features
- 👍 Effortless banking experience

**What reviewers complain about**

- 🐛 Difficulty finding/renaming accounts
- 🐛 Rejected mobile check deposits
- 👎 Dislike of new app design

**Reported bugs**

- Login screen freezes
- Incompatible with older devices

**Requested features**

- Group accounts by number
- Daily balance view for all accounts


## Frequently asked questions

### Is Security First CU free?

Security First CU is free to download, with no in-app purchases.

### Is SFCU Mobile Banking free?

SFCU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Security First CU or SFCU Mobile Banking?

Security First CU and SFCU Mobile Banking are both rated 4.8 out of 5 on the App Store, from 1.9K and 2.2K ratings respectively.

### Do Security First CU or SFCU Mobile Banking have ads?

Neither Security First CU nor SFCU Mobile Banking shows ads.

### Which is updated more often, Security First CU or SFCU Mobile Banking?

Security First CU ships an update every 4 months, and SFCU Mobile Banking monthly. Most recently, Security First CU was updated on October 16, 2026 and SFCU Mobile Banking on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*