# Security First CU vs IBC Card Controls

The clearest difference is rating: Security First CU at 4.8 against IBC Card Controls's 2.5. Security First CU also leads on ratings volume (1.9K vs 151) and update cadence (every 4 months vs every 8 months). IBC Card Controls's advantage is review sentiment (25% vs 14%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Security First CU holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: Security First CU has 1.9K ratings behind it against 151, so its average is the more settled of the two. Written reviews complicate that: 14% of Security First CU's written reviews are positive against 25% of IBC Card Controls's, so the app with the better star average is not the one people write more warmly about.

Security First CU ships an update every 4 months, IBC Card Controls every 8 months. Both last shipped on October 16, 2026.

## The numbers

| Metric | Security First CU | IBC Card Controls |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.9K ratings)](https://appshunter.io/ios/app/security-first-cu/id583960730/reviews)** | [2.5 (151 ratings)](https://appshunter.io/ios/app/ibc-card-controls/id1524372714/reviews) |
| Number of ratings | **1.9K** | 151 |
| Positive reviews | 13.6% of reviews | **24.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 8 months |
| Monetization | Free | Free |
| Size | 122 MB | 85 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Security First Credit Union](https://appshunter.io/developer/583960733) | [International Bancshares Corporation](https://appshunter.io/developer/638347526) |

## What reviewers say

### Security First CU

[App page](https://appshunter.io/ios/app/security-first-cu/id583960730)

Manage your finances securely from your mobile device. Deposit checks, transfer funds, pay bills, and send money with Zelle. Access account balances, view recent transactions, and locate branches.

**Highlights:** Deposit checks with camera, Transfer funds between accounts, Pay bills on the go, Send money with Zelle, Check account balances, View recent transactions, Secure live chat

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Awesome app
- 👍 Easy to use
- 👍 Modern and attractive design

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Login issues
- 🐛 Connectivity problems
- 🐛 Compatibility issues with iOS updates
- 🔒 Security concerns with account lockouts

**Reported bugs**

- App crashes on startup
- Login screen freezes
- Incorrect security question answers
- Inability to access account after iOS updates

**Requested features**

- Mobile check deposit
- Improved Zelle integration
- 24/7 customer support


### IBC Card Controls

[App page](https://appshunter.io/ios/app/ibc-card-controls/id1524372714)

Take full control of your debit card with this app. Easily turn your card on or off, set spending limits, restrict transactions by merchant or location, and receive instant alerts for every purchase.

**Highlights:** Turn card on/off, Set spending limits, Merchant controls, Location controls, Transaction alerts

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- ✅ Real-time transaction alerts
- ✅ Card on/off functionality
- ✅ Fraud prevention tool
- ✅ Monitors debit card usage
- ✅ Granular card controls

**What reviewers complain about**

- ❌ Frequent login issues
- ❌ Password reset problems
- ❌ App crashes/server errors
- ❌ Inability to delete old cards
- ❌ Separate app redundancy

**Reported bugs**

- Cannot log in
- Password reset not working
- App crashes or shows server error
- Randomly logs out users
- Transaction history not showing or disappearing

**Requested features**

- Integrate into main banking app
- Allow same login as main app
- Add option to delete inactive cards
- Allow password manager integration/copy-paste
- Add option to remove/change cards in 'Manage Portfolio'


## Frequently asked questions

### Is Security First CU free?

Security First CU is free to download, with no in-app purchases.

### Is IBC Card Controls free?

IBC Card Controls is free to download, with no in-app purchases.

### Which has better reviews, Security First CU or IBC Card Controls?

Security First CU is rated higher. Security First CU averages 4.8 out of 5 from 1.9K ratings, while IBC Card Controls averages 2.5 from 151 ratings.

### Do Security First CU or IBC Card Controls have ads?

Neither Security First CU nor IBC Card Controls shows ads.

### Which is updated more often, Security First CU or IBC Card Controls?

Security First CU ships an update every 4 months, and IBC Card Controls every 8 months. Most recently, Security First CU was updated on October 16, 2026 and IBC Card Controls on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*