# Security First CU vs SFCU CU

Security First CU and SFCU CU both sit at 4.8 stars, but that hides the real split: 85% of SFCU CU's written reviews are positive against 14% of Security First CU's. SFCU CU also leads on update cadence (monthly vs every 3 months) and ratings volume (11K vs 1.9K). Security First CU's advantage is monetization model (free vs ad-supported) and device support (4 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Security First CU against 4.8 for SFCU CU. That said, the two scores are not equally well evidenced: SFCU CU has 11K ratings behind it against 1.9K, so its average is the more settled of the two. Written reviews are what separate them: 14% of Security First CU's written reviews are positive against 85% of SFCU CU's.

Security First CU ships an update every 3 months, SFCU CU monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Security First CU | SFCU CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.9K ratings)](https://appshunter.io/ios/app/security-first-cu/id583960730/reviews) | **[4.8 (11K ratings)](https://appshunter.io/ios/app/sfcu-cu-online/id626177979/reviews)** |
| Number of ratings | 1.9K | **11K** |
| Positive reviews | 13.6% of reviews | **84.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 123 MB | 232 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Security First Credit Union](https://appshunter.io/developer/583960733) | [SIDNEY FEDERAL CREDIT UNION](https://appshunter.io/developer/626177982) |

## What reviewers say

### Security First CU

[App page](https://appshunter.io/ios/app/security-first-cu/id583960730)

Manage your finances securely from your mobile device. Deposit checks, transfer funds, pay bills, and send money with Zelle. Access account balances, view recent transactions, and locate branches.

**Highlights:** Deposit checks with camera, Transfer funds between accounts, Pay bills on the go, Send money with Zelle, Check account balances, View recent transactions, Secure live chat

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Awesome app
- 👍 Easy to use
- 👍 Modern and attractive design

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Login issues
- 🐛 Connectivity problems
- 🐛 Compatibility issues with iOS updates
- 🔒 Security concerns with account lockouts

**Reported bugs**

- App crashes on startup
- Login screen freezes
- Incorrect security question answers
- Inability to access account after iOS updates

**Requested features**

- Mobile check deposit
- Improved Zelle integration
- 24/7 customer support


### SFCU CU

[App page](https://appshunter.io/ios/app/sfcu-cu-online/id626177979)

Access your Sidney Federal Credit Union accounts conveniently online. Manage your finances, view balances, and conduct transactions from anywhere. Stay in control of your money with secure and easy-to-use digital banking.

**Highlights:** Online account access, View account balances, Conduct transactions, Secure digital banking

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Convenient mobile banking
- 🔒 Secure online transactions
- 💡 Helpful customer service
- 🤝 Welcoming and friendly staff

**What reviewers complain about**

- 🐛 Recurring login issues
- ⏱️ Slow app performance
- 🔍 Difficult to find certain features
- 💳 Trouble with Zelle and money transfers
- 📱 Lack of landscape mode support

**Reported bugs**

- App crashes and freezes
- Account information not displaying correctly
- Issues with mobile check deposits

**Requested features**

- Card locking option
- Improved budget tracking tools
- Increased mobile deposit limits
- Seamless integration with other apps


## Frequently asked questions

### Is Security First CU free?

Security First CU is free to download, with no in-app purchases.

### Is SFCU CU free?

SFCU CU is free to download, with no in-app purchases.

### Which has better reviews, Security First CU or SFCU CU?

SFCU CU is rated higher. Security First CU averages 4.8 out of 5 from 1.9K ratings, while SFCU CU averages 4.8 from 11K ratings.

### Do Security First CU or SFCU CU have ads?

Neither Security First CU nor SFCU CU shows ads.

### Which is updated more often, Security First CU or SFCU CU?

Security First CU ships an update every 3 months, and SFCU CU monthly. Most recently, Security First CU was updated on October 24, 2026 and SFCU CU on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*