# Security First CU vs VFCU MOBILE BANKING

The clearest difference is ads: Security First CU at none against VFCU MOBILE BANKING's shown. Security First CU also leads on ratings volume (1.9K vs 584). VFCU MOBILE BANKING's advantage is review sentiment (40% vs 14%). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Security First CU against 4.8 for VFCU MOBILE BANKING. Both are backed by a comparable volume of ratings — 1.9K and 584 respectively. Written reviews are what separate them: 14% of Security First CU's written reviews are positive against 40% of VFCU MOBILE BANKING's.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 16, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Security First CU | VFCU MOBILE BANKING |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.9K ratings)](https://appshunter.io/ios/app/security-first-cu/id583960730/reviews) | **[4.8 (584 ratings)](https://appshunter.io/ios/app/vfcu-mobile-banking/id903431500/reviews)** |
| Number of ratings | **1.9K** | 584 |
| Positive reviews | 13.6% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Free | Free |
| Size | 122 MB | 122 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Security First Credit Union](https://appshunter.io/developer/583960733) | [Valley Federal Credit Union](https://appshunter.io/developer/903431503) |

## What reviewers say

### Security First CU

[App page](https://appshunter.io/ios/app/security-first-cu/id583960730)

Manage your finances securely from your mobile device. Deposit checks, transfer funds, pay bills, and send money with Zelle. Access account balances, view recent transactions, and locate branches.

**Highlights:** Deposit checks with camera, Transfer funds between accounts, Pay bills on the go, Send money with Zelle, Check account balances, View recent transactions, Secure live chat

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Awesome app
- 👍 Easy to use
- 👍 Modern and attractive design

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Login issues
- 🐛 Connectivity problems
- 🐛 Compatibility issues with iOS updates
- 🔒 Security concerns with account lockouts

**Reported bugs**

- App crashes on startup
- Login screen freezes
- Incorrect security question answers
- Inability to access account after iOS updates

**Requested features**

- Mobile check deposit
- Improved Zelle integration
- 24/7 customer support


### VFCU MOBILE BANKING

[App page](https://appshunter.io/ios/app/vfcu-mobile-banking/id903431500)

Manage your finances on the go with this mobile banking application. Check balances, view transaction history, transfer funds between accounts, and pay bills conveniently from anywhere. Online banking enrollment is required to access these features.

**Highlights:** Check available balances, View account transaction history, Transfer funds between accounts, Pay bills, Anytime, anywhere access

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Security First CU free?

Security First CU is free to download, with no in-app purchases.

### Is VFCU MOBILE BANKING free?

VFCU MOBILE BANKING is free to download, with no in-app purchases.

### Which has better reviews, Security First CU or VFCU MOBILE BANKING?

VFCU MOBILE BANKING is rated higher. Security First CU averages 4.8 out of 5 from 1.9K ratings, while VFCU MOBILE BANKING averages 4.8 from 584 ratings.

### Do Security First CU or VFCU MOBILE BANKING have ads?

VFCU MOBILE BANKING shows ads; Security First CU does not.

### Which is updated more often, Security First CU or VFCU MOBILE BANKING?

Security First CU ships an update every 4 months, and VFCU MOBILE BANKING every 4 months. Most recently, Security First CU was updated on October 16, 2026 and VFCU MOBILE BANKING on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*